November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Joyful July's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One today, thanks cathybird.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
Adeley 21/21beanielou 21/15
bekah89 11/15
cathybird 17/15
CMD79 2/4
Crazycatlady2 18/15
Elisheba 8/20
GeorgianaCavendish 16/16
Honeysucklelou2 3/12
jammy dodger 19/18
Keedie 2/10
LittleMissDetermined 18/18
mmereeshar 7/15
Money Choices QueenJess 13/15
sazzles01234 3/17
short bird 17/17
Sun Addict 11/12
sunshine raincloud 4/10
Tahlullah.H 12/20
Viki2410 3/10
WinterWarrior
Newcomers welcome
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CMD79 said:Hii! I'm probably a bit late to this party for July, but I'm going to aim for 4 NSDs of the 5 days left because I've just seen how many days there are from July's pay day until August's pay day!!
Thanks for tip @GeorgianaCavendish
I'll look forward to joining in properly for August!!hi CMD79and welcome
I've added you to the list, best of luck!
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Well done LittleMissDetermined, Adeley, QueenJess, short bird, Sun Addict, bekah89, GeorgianaCavendish, jammy dodger, beanie and Tahlullah.H2
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cathybird said:CMD79 said:Hii! I'm probably a bit late to this party for July, but I'm going to aim for 4 NSDs of the 5 days left because I've just seen how many days there are from July's pay day until August's pay day!!
Thanks for tip @GeorgianaCavendish
I'll look forward to joining in properly for August!!hi CMD79and welcome
I've added you to the list, best of luck!
1 for yesterday! 🎉🎉🎉🎉🎉3 -
Morning!! It's another NSD today!! I've reached my target for July 🥳🎉🥂
It's food shopping tomorrow then a nice couple of trips out over the weekend.
See you all in August xx2 -
Not one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
19/18 for me today thanks cathybird2
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No spendy spendy for me today! Would have gone to Costa for tea and cake as I got the car MOT'd, but.... I DIDN'T!!! Well, I did go in because I needed to charge my phone, but I brazenly walked in, sat down without buying anything, plugged my charger in.... and waited an hour for the garage to call!!
2/4!
(But Pay Day tomorrow is going to test every inch of my will power) Huge congrats to those who have achieved their targets! It's really inspiring to see people not spending any money on more days than they are!
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)1
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