Joyful July's NSD Challenge!

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cathybird
cathybird Posts: 13,559 Forumite
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edited 30 June 2022 at 4:18PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, basic groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
In April I am taking a break from buying: Books
«13456734

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  • cathybird
    cathybird Posts: 13,559 Forumite
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    edited 30 June 2022 at 11:13PM
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    July targets
    Adeley 21
    beanielou 15 bekah89 15 cathybird 15 Crazycatlady2 15 GeorgianaCavendish 16 Honeysucklelou2 jammy dodger 18 Keedie 10 LittleMissDetermined 18 mmereeshar 15 Money Choices QueenJess 15 sazzles01234 17 short bird 17 Sun Addict 12 sunshine raincloud 10 Tahlullah.H 20 WinterWarrior
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • [Deleted User]
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    Hello! Thank Cathy for all your hard work! Xx
  • QueenJess
    QueenJess Posts: 3,718 Forumite
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    Ooh love the maracas @cathybird. Thanks for all your hard work on these threads 😊

    Won’t be one tomorrow as DS has an inset day, so I’m going to treat ourselves to lunch out.
    2024 decluttering: 9,730 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️
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  • beanielou
    beanielou Posts: 90,701 Ambassador
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    Thanks for the challenge as always @cathybird for the thread. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • cathybird
    cathybird Posts: 13,559 Forumite
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    @Deleted_User @QueenJess @beanielou it's always a pleasure! thanks to all of you, really looking forward to the July challenge :):)
    In April I am taking a break from buying: Books
  • sunshine_raincloud
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    Hello. Please can I aim for 10 again. Want to aim high although I never quite get there!
    Debt free November 2022 


  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
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    Hello.  May I join and set a target of 20 NSD's.  That will leave me 11 days to make hay!!

    Thank you.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • cathybird
    cathybird Posts: 13,559 Forumite
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    hi Tahlullah.H image and welcome image I've added you to the list, best of luck with the challenge! image
    In April I am taking a break from buying: Books
  • [Deleted User]
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    Happy July! I have two planned spend days but I'll be here on Sunday to get started on the NSDs x
  • LittleMissDetermined
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    Unfortunately I am starting July with a spendy day... not a great start, sorry!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
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