Joyful July's NSD Challenge!

edited 30 June 2022 at 3:18PM in Debt-free wannabe challenges
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cathybirdcathybird Forumite
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edited 30 June 2022 at 3:18PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, basic groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start = image
5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • edited 30 June 2022 at 10:13PM
    cathybirdcathybird Forumite
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    edited 30 June 2022 at 10:13PM
    July targets
    Adeley 21
    beanielou 15
    bekah89 15
    cathybird 15
    Crazycatlady2 15
    GeorgianaCavendish 16
    Honeysucklelou2
    jammy dodger 18
    Keedie 10
    LittleMissDetermined 18
    mmereeshar 15
    Money Choices
    QueenJess 15
    sazzles01234 17
    short bird 17
    Sun Addict 12
    sunshine raincloud 10
    Tahlullah.H 20
    WinterWarrior

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • AdeleyAdeley Forumite
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    Hello! Thank Cathy for all your hard work! Xx
    Debt total 
    March 2022 - £11,000
    March 2023 - £1,000
    ------------‐---------------
    Challenges
    1) Clear debts by April 2023
    2) Save for a new car by December 2023

  • QueenJessQueenJess Forumite
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    Ooh love the maracas @cathybird. Thanks for all your hard work on these threads 😊

    Won’t be one tomorrow as DS has an inset day, so I’m going to treat ourselves to lunch out.
    March 2023
    NSD 10/18
    2023 decluttering 10,052🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇
    2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • beanieloubeanielou Forumite
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    Thanks for the challenge as always @cathybird for the thread. 
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • cathybirdcathybird Forumite
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    @Adeley @QueenJess @beanielou it's always a pleasure! thanks to all of you, really looking forward to the July challenge :):)

    2021 D: 93 2020 D: 96 2022 D: 15
  • sunshine_raincloudsunshine_raincloud Forumite
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    Hello. Please can I aim for 10 again. Want to aim high although I never quite get there!
  • Tahlullah.HTahlullah.H Forumite
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    Hello.  May I join and set a target of 20 NSD's.  That will leave me 11 days to make hay!!

    Thank you.
    A.R.K. one Act of Random Kindness. Mortgage outstanding - 10/03/22 - £42,700. 30/06/22 - £36,900. 31/07/22 - £35,600. 31/08/22 - £32,900. 15/09/22 - £31,700. 31/10/22 - £29,900. 30/11/22 - £28,400. 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 12/03/23 - £18,800. God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park
  • cathybirdcathybird Forumite
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    hi Tahlullah.H image and welcome image I've added you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
  • AdeleyAdeley Forumite
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    Happy July! I have two planned spend days but I'll be here on Sunday to get started on the NSDs x
    Debt total 
    March 2022 - £11,000
    March 2023 - £1,000
    ------------‐---------------
    Challenges
    1) Clear debts by April 2023
    2) Save for a new car by December 2023

  • LittleMissDeterminedLittleMissDetermined Forumite
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    Unfortunately I am starting July with a spendy day... not a great start, sorry!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My debt free diary - Third time's the charm
    2023 1p challenge #11 | SPC #017 | DFBXMAS23 #12 £3195/£4713
    CC#1 £0 | CC#2 £0 | CC#3 £0 | CC#4 £0 | CC#5 £0 | CC#6 £0 | CC#7 £1518 (0%) ...TOTAL £42361 £1518
    Target debt free date: 27 April 2023...36 days to go!
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