November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Joyful July's NSD Challenge!
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Comments
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One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
One today please cathybird. Unfortunately, I won't reach my target because there aren't enough days left in the month.
Oh well, you have to aim high! I will try again next month. Until then, I will refrain spending for as many days as I can.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
Adeley 21/21
beanielou 22/15
bekah89 12/15
cathybird 19/15
CMD79 2/4
Crazycatlady2 18/15
Elisheba 8/20
GeorgianaCavendish 16/16
Honeysucklelou2 3/12
jammy dodger 19/18
Keedie 2/10
LittleMissDetermined 19/18
mmereeshar 7/15
Money Choices
QueenJess 13/15
sazzles01234 3/17
short bird 17/17
Sun Addict 11/12
sunshine raincloud 4/10
Tahlullah.H 13/20
Viki2410 3/10
WinterWarrior
Newcomers welcome
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Well done CMD79, Adeley, jammy_dodger, beanie, bekah89 and Tahlullah.H
4 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...August targetsAdeleybeanielou 15 bekah89 cathybird 15 CMD79 15 Crazycatlady2 Elisheba GeorgianaCavendish 10 Honeysucklelou2 jammy dodger Keedie LittleMissDetermined mmereeshar Money Choices QueenJess sazzles01234 short bird Sun Addict sunshine raincloud Tahlullah.H Viki2410 WinterWarrior
Newcomers welcome
2 -
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Managed one today!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Could I go for 10 NSDs in August please? We're going on holiday during August so it will be tricky but hopefully 10 is possible 1
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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