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Joyful July's NSD Challenge!
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Morning. It's gonna be another one for me today too
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
NSD #15 today please
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Early call for day 16.
Congratulations, everyone!
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
Adeley 19/21
beanielou 20/15
bekah89 10/15
cathybird 16/15
Crazycatlady2 18/15
Elisheba 8/20
GeorgianaCavendish 15/16
Honeysucklelou2 3/12
jammy dodger 17/18
Keedie 2/10
LittleMissDetermined 17/18
mmereeshar 7/15
Money Choices
QueenJess 12/15
sazzles01234 3/17
short bird 16/17
Sun Addict 10/12
sunshine raincloud 4/10
Tahlullah.H 11/20
Viki2410 3/10
WinterWarrior
Newcomers welcome
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Oh dear, 17 days at work in a row and I have no idea where I’m at spending wise 😂 had the day off today thank goodness, but not a NSD! I’ll be back for august!£12k paid of in 2.5 years!Debt free by June 20222
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A NSD for me today (12/15)2025 decluttering: 3,896🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 333🥉🥈🥇💎🏆
Big kitchen declutter challenge 107/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Well done Crazycatlady2, Adeley, LittleMissDetermined, GeorgianaCavendish, short_bird, beanie and QueenJess
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This month has been hard! I hope today will be another NSD but not calling it just yet ... keeping my fingers crossed though!3
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It's another NSD for me today please Cathybird
LMD XLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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