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Joyful July's NSD Challenge!
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10/18 for me today thanks cathybird3
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Not one for me today xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4520/£60002
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
Been stupidly busy at with this week, although the plus side is that I’ve not spent anything. 4 more NSDs to report please. Brings me up to 8/15.2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3000 -
Day 10 today: didn't go shopping, didn't go and see a band.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
Adeley 11/21
beanielou 14/15
bekah89 2/15
cathybird 10/15
Crazycatlady2 11/15
Elisheba 8/20
GeorgianaCavendish 6/16
Honeysucklelou2 3/12
jammy dodger 11/18
Keedie 1/10
LittleMissDetermined 12/18
mmereeshar 7/15
Money Choices
QueenJess 8/15
sazzles01234 3/17
short bird 10/17
Sun Addict 5/12
sunshine raincloud 2/10
Tahlullah.H 8/20
Viki2410 3/10
WinterWarrior
Newcomers welcome
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Well done Adeley, Crazycatlady2, jammy_dodger, beanie, QueenJess and short bird
Another one for me
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NSD Sunday…pretty confident1
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11/18 for me today thanks cathybird1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1
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