We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joyful July's NSD Challenge!
Comments
-
A NSD for me today (4/15).2026 decluttering: 636 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
2026 use up challenge: 178🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
Not today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.2 -
JulyOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
July targets
Adeley 8/21
beanielou 10/15


bekah89 1/15
cathybird 8/15

Crazycatlady2 7/15

Elisheba 9/20

GeorgianaCavendish 6/16

Honeysucklelou2 3/12
jammy dodger 8/18

Keedie 1/10
LittleMissDetermined 10/18


mmereeshar 7/15

Money Choices
QueenJess 4/15
sazzles01234 3/17
short bird 7/17

Sun Addict 4/12
sunshine raincloud 2/10
Tahlullah.H 8/20

Viki2410 3/10
WinterWarrior
Newcomers welcome
2 -
Day 7 today!
Hope all are OK, it's gone awfully humid here.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Same here… another sleepless night ahead for me. 🥵short_bird said:Day 7 today!
Hope all are OK, it's gone awfully humid here.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
Yes very muggy here too, wish it would clearshort_bird said:Day 7 today!
Hope all are OK, it's gone awfully humid here.
2 -
Well done LittleMissDetermined, Crazycatlady2, jammy dodger, QueenJess and short bird


An unexpected one for me today
2 -
Another NSD for me today please, I’m in an all day meeting!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
NSD number 2 for me today please.
Not great progress but I am trying!Debt free November 20223 -
I am resisting the Prime day sale, so 9/20 for me today, please?Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



