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Joyful July's NSD Challenge!
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12/18 for me today thanks cathybird x
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NSD #9 today please
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Spend on Monday…bread and cards for august1
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Another NSD today 9/152025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000
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Day 12 today: hope all are well.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Nearly in the 7's @Deleted_User I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
Adeley 14/21
beanielou 15/15
bekah89 4/15
cathybird 11/15
Crazycatlady2 11/15
Elisheba 8/20
GeorgianaCavendish 9/16
Honeysucklelou2 3/12
jammy dodger 12/18
Keedie 2/10
LittleMissDetermined 13/18
mmereeshar 7/15
Money Choices
QueenJess 9/15
sazzles01234 3/17
short bird 12/17
Sun Addict 6/12
sunshine raincloud 2/10
Tahlullah.H 8/20
Viki2410 3/10
WinterWarrior
Newcomers welcome
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Well done GeorgianaCavendish, Adeley and short bird (for yesterday), and LittleMissDetermined, beanie, bekah89, Adeley, jammy dodger, GeorgianaCavendish, QueenJess and short_bird (for today)
One for me
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Well done Cathy 👏
NSD today for me xx2 -
Calling one early today as I'm not leaving the house and I've got stuff for dinner sorted.
So 2/10 today please.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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