Kroo bank discussion

Band7

It’s on my “Request money”. May be it's account specific.

flaneurs_lobster

Are they members of the Current Account Switching Service? Might be a contender for doner bank for switching swag if they are.

EDIT : Just checked their FAQs myself and the answer is no.

jasonwatkins

I applied earlier and I haven't heard anything yet which makes me think I'll get the usual "No thanks".

Monese and Monzo turned me down, although with Monzo I think it's the standard 12 month wait after closing an account.   I think I had a lucky escape with Monese though

jasonwatkins

Pleasantly surprised to see I’ve been approved for an account.

jasonwatkins

Unless I’m mistaken, Kroo don’t offer a facility similar to Monzo and Starling’s “pots” which is unfortunate 

Rob5342

jasonwatkins said:

Unless I’m mistaken, Kroo don’t offer a facility similar to Monzo and Starling’s “pots” which is unfortunate 

That's a shame if they don't. Pots are the number 1 feature for me as they make budgeting so much simpler, particularly for bills where you can put all your bills money into a pot ready for the direct debits to be taken.

Sensory

Unlike Monzo, there isn’t an in-built method to disable payments with contacts/friends. Even if you disable contact syncing via your phone’s privacy settings, anyone with your number will still be able to find you on Kroo if they choose to turn on contacts.

jasonwatkins

Rob5342 said:

jasonwatkins said:

Unless I’m mistaken, Kroo don’t offer a facility similar to Monzo and Starling’s “pots” which is unfortunate 

That's a shame if they don't. Pots are the number 1 feature for me as they make budgeting so much simpler, particularly for bills where you can put all your bills money into a pot ready for the direct debits to be taken.

I agree.  Ever since I joined Starling earlier in the year, I've found pots to be immensely useful.  I've contacted Kroo via the in-app chat to see if it's something I'm missing or if it's a feature they'll introduce.

#edit

They’ve just responded with a cut and paste block of text.  It’s not a feature they offer and it won’t be one any time soon.

jasonwatkins

Just got my physical card today and it's gorgeous

Definitely one of the nicest looking cards I've had.   Just a shame they don't have a facility for pots but I'm going to see if i can still use the account for bill paying and maybe I can switch to it full time if things work out and pots arrive somewhere down the line.

jasonwatkins

Just wanted to update after having to deal with a separate issue with them today.  I asked the person I was dealing with about pots and his reply was "as we've had similar suggestions from many customers, it's a feature we'll likely implement 'soon'".

But no indication of when "soon" could be of course.