Halifax Mortgage - Timescale PLEASE!

florang1117

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

Finger cross to you xx you may get a offer very soon I guess.  Update from my MB , confirmed 8/8 face to face valuation , have to wait 2 weeks 😰 try to arrange earlier but at least have some great news!! 

anewloginapparently

Thank you! Good luck in your valuation! 

anewloginapparently

That's our valuation just back now. It's confirmed the same as the home report. 

Now it just says "we're working on your offer", anyone with any recent experience of how long this stage takes?

trakky14

florang1117 said:

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

Finger cross to you xx you may get a offer very soon I guess.  Update from my MB , confirmed 8/8 face to face valuation , have to wait 2 weeks 😰 try to arrange earlier but at least have some great news!! 

We had the same, but it was a weeks delay. We got the offer the next day though so should be quick once it's happened assuming it's all OK 

florang1117

trakky14 said:

florang1117 said:

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

anewloginapparently said:

They haven't asked us to pay yet, but that might be because in Scotland there is already a valuation contained in the home report (a survey that sellers have to arrange prior to a property going on sale). 

Finger cross to you xx you may get a offer very soon I guess.  Update from my MB , confirmed 8/8 face to face valuation , have to wait 2 weeks 😰 try to arrange earlier but at least have some great news!! 

We had the same, but it was a weeks delay. We got the offer the next day though so should be quick once it's happened assuming it's all OK 

Congrats to you first☺️My MB checked with owner , they will on holiday soon that’s why the valuation has to be 2 weeks after 😅😅xx 

anewloginapparently

A week after passing the valuation & my tracker still says "we're working on your offer", which is a bit perplexing. 

anewloginapparently

To be honest I'm starting to get a bit worried now. It's been 10 days since my valuation came back OK and the tracker has just stayed like this ever since. 

trakky14

Have you chased it? Are you using a broker? 

anewloginapparently

trakky14 said:

Have you chased it? Are you using a broker? 

Direct. 

I chased it yesterday and was told I was going to be called for the protection call that day and that the offer was also going to be issued same day. Neither happened. 

With the BOE meeting next week and a likely .5% rate rise on the cards. I'm worried my offer won't be finalised in time.

kingstreet

anewloginapparently said:

trakky14 said:

Have you chased it? Are you using a broker? 

Direct. 

I chased it yesterday and was told I was going to be called for the protection call that day and that the offer was also going to be issued same day. Neither happened. 

With the BOE meeting next week and a likely .5% rate rise on the cards. I'm worried my offer won't be finalised in time.

A submitted application means the rate you applied for is reserved.

What happens at the next BOE meeting isn't relevant.