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The Mental Debt Struggle...

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  • Excellent updates Keedie! So happy for your son - super wonderful news. Definitely make sure to take regular breaks (monthly!) to appreciate how hard you've been working and how much you have paid off. Cheering you and your son on from afar! :)
    Jan 2023 GC - $88.35/$150 (grocery budget-food only) 

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  • That's great news @keedie about your son's education.  I am delighted for you both.  Indi x
  • That is fantastic news @Keedie!! I’m so pleased things are looking brighter for both you and your son. Hopefully he will enjoy hybrid learning and it will give him the extra motivation.

    Great saving on the exams too, don’t forget to give yourselves a treat x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,852 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thank you very much @cinnamon123 and @IndiJonesi! He's super excited and hopefully a lot more focussed now, and he sustains that. 

    I'm definitely taking breaks Cinnamon, as I'm off to visit my friends in Norfolk this weekend 😁. We've been friends for 20 years since we met when we were travelling, and one friend lives in Suffolk and the other in Norfolk, and we take it in turns to meet up at each other's houses a couple of times a year. And so it's great, as our kids are now growing up with each other as well. My son's too old to hang out with them as he's lost interest as he's 16 in two week's time, and the youngest of their kids has just turned 4. But we've created some great memories over the years with just the three of us ladies and with the kids and their other halves as well. So I'm looking forward to seeing my friend's new renovated house and enjoying some wine and a good catch up chat whilst the kids play. They're coming to London in November/December to see the Christmas lights and go to the museums and Hamley's toy store (for window shopping and to play with the demo toys for free as it's unnecessarily expensive!). So I'm looking forward to that!

    I'm not looking forward to the drive though 🤦🏾‍♀️. The trains were a bit strange, and I have to go to my sister's in East London on the way back for my nephew's birthday, so the journey on public transport to do all of that was a bit much. But I'll stop on the way to Norfolk and on the way back. I'm not working on Monday, so I can relax at least.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,852 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Just saw your message, thanks @LittleMissDetermined, thank you. It's a great saving, and the exam centre was not close by, so this saves a lot of stress going there so many times as he would have had 12 exams. This way he has 6 at the exam centre that I have to pay for and the rest at the college - all for free!

    I'm hoping the hybrid learning will definitely help him, as he has been so overwhelmed by it all and I'm glad that I only have to help him get to grips with 3 subjects and not 6. And not being in each other's faces, day in day out will make a difference as well to our relationship, as at the moment, he's been trying my last nerve! Just like I'm sure I've been getting on his nerves.

    I think I'll treat myself to a trip to the hairdressers. My hair has really thinned out since I've been so stressed. It's not that noticeable as I have an afro, but I've lost a lot of hair and the greys at my temples are uncontrollable, so I want to get it dyed and treated. I've not been to the hairdressers in a year, so that would be nice 🥰.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,686 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Just caught up properly with your happenings Keedie as been abroad for a few days (It was saved up for by the way!)
    Managed to catch up with some cousins who live out there who I haven’t seen properly for 30 years. Wonderfully life affirming and special. Anyway, I digress.
    That’s a lot of really good stuff going on for you at the moment. Great that things are going your way, and you’ve still got a wonderful break to look forward to. 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Have a lovely weekend away Keedie! 
    X
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Enjoy Norfolk!
    Jan 2023 GC - $88.35/$150 (grocery budget-food only) 

    Declutter/Organize/Move-Downsize in 2023
    New career in 2023
    Frump to Fab in 2023
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