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The Mental Debt Struggle...

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,945 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I am the same with non fiction books. I really prefer them in physical books. That way, if you want to highlight stuff it is a lot easier. Although TBH, as I've got older, I don't tend to keep books as often. I found I was just cluttering up the place with books that it turned out I wasn't reading again. At the moment I have just 3 non fiction books in the house, and a small pile of paper back fiction that I got from the free table at the gym. But I will be re-donating them once I've read them. Still got several on my Kindle to read.

    The £1 & £2 jar sounds like its coming on well.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,664....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £190/3000


    Studies/surveys September £80.11

    Decluttering items 1400/
    2025.  431/2026
    Books read    23 in 2025.  2026- 19  (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 3,272 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker

    I'm going to reevaluate the book situation every quarter @Makingabobor2 and if I've not read the non-fiction within the last quarter and don't see myself reading it in the next quarter, then it'll have to go. I have all of the fiction books in a cabinet in the living room, that I need to clear out so that I can store all of the bulk shopping for Silver, so that the hallway cupboard can be for household items and toiletries. I'm trying really hard not to purchase any storage solution

    I forced myself to count out my silver and shrapnel and take the completed bags to the bank. I had £61 worth of coins, so I've moved them into a holding pot in Monzo, so that I can figure out what to do with it when I do my end of year count up. I'm feeling a bit more positive knowing that all of the little bits are adding up, it's not so much pressure to get on top of things financially.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
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