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The Mental Debt Struggle...

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,890 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I think a lot of companies do subscribe and save, and if its something you use regularly then it is a good little money saver.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,664....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £190/3000


    Studies/surveys September £64.41

    Decluttering items 1400/
    2025.  429/2026
    Books read    23 in 2025.  2026- 18  (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 3,262 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker

    Yeah, it's a great tip @abaka, as I'd no clue that dust was even something to consider to be honest. I'd bumped into a different childhood friend coming out of the Apple Store and told her what happened to my MacBook and she was stunned that this was even something to consider.

    I need to look at different subscribe and save options @Makingabobor2 and figure out cash back stuff. As there's things that I need regularly anyways, so I might as well save some money 🤗.

    I forgot to say that I have a new Care Coordinator at the Community Mental Health Team (CMHT) has been assigned to me. I met her yesterday and she seems really nice. So hopefully, she'll be able to help me work through a few things, as life is quite tough at the moment.

    And I'm very behind on my studies so the goodwill free extension that expires in December 2026, is not going to be enough time, and so I am saving for the additional 6 month extension which is £215.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £250/£1,800 (13.89% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,846.22/£6,646.22 (42.82% repaid)
  • Makingabobor2
    Makingabobor2 Posts: 4,890 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    Yes @Keedie, cash back sites are excellent. Every little helps, as they say.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,664....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £190/3000


    Studies/surveys September £64.41

    Decluttering items 1400/
    2025.  429/2026
    Books read    23 in 2025.  2026- 18  (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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