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Washing Away My Debts By 2024

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  • Well, I did wonder if your current company would make a counter-offer to try and keep you, but they have left it quite late.  Looking at the 2 scenarios above I think it's important for you to understand your childcare options.  Not sure how old your children are (if you've mentioned it, I have forgotten - it's my age!) but you need to be satisfied you're doing your best to take care of them, not just with more money for you all to have a comfortable life. 

    I would be inclined to leave, providing you can get appropriate childcare arrangements that will work for you all.  The commute isn't that much longer and sometimes a half an hour in the car an help you decompress after a busy day, just singing to the radio.  The additional holidays need to be factored in too, are there any other benefits you've not covered such as discounted offers for employees or an increased pension contribution?  I am a strong believer that you shouldn't have to threaten to leave to get a pay-rise, a company who values you will pay what you're worth without you having to beg.

    What does your partner think?  
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • joeyjimbles
    joeyjimbles Posts: 2,251 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have read your diary from the start and cheering you on with all your achievements.

    As ever you have looked at the pros and cons, probably why you are so good at your job, and found the issues and then the answers you need. Well done you - and I completely understand how hard it is to tell a boss that you are leaving especially if they've been good to you but sometimes you outgrow the job. I won't half look stupid if you decide to stay :#
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
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  • Just caught up on your diary you are doing amazing! Hope Arwen is in the mend. I’m also doing a professional qualification whilst working full time and it is HARD so kudos to you! 
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 12 October 2022 at 1:08PM
    Have read your diary from the start and cheering you on with all your achievements.

    As ever you have looked at the pros and cons, probably why you are so good at your job, and found the issues and then the answers you need. Well done you - and I completely understand how hard it is to tell a boss that you are leaving especially if they've been good to you but sometimes you outgrow the job. I won't half look stupid if you decide to stay :#
    Thank you so much for taking the time to read my diary from beginning to end @joeyjimbles :) It means an awful lot! Luckily for you, you wont look stupid at all as I have decided to go ahead with the plan of leaving my current company and starting a new adventure with the new employer :smiley: 
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Sent £15 from my CC1 pot to CC1 :) 
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Glad your new company has been able to set your fears to rest and they are just as accommodating. Onwards and upwards to your new adventure!  As you know, we are all very much invested in this decision :D 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Well its Friday! Thank the heavens as it's been such a long week. Still at home with a coffee instead of arriving at work as my son has their year 6 residential assembly this morning. Booked it off work yesterday as I don't like to miss any special assemblies or performances with me being the only parent :) Shall head to work afterwards. 

    It's two weeks until my last payday from my current company and one week until my last day! My manager pulled me to a side yesterday lunch whilst nobody was about and told me that although the company could manage to match the salary offered to me from the new company, they would not be able to fulfil my wants and needs of broadening my job responsibilities and giving me more exposure to management accounts. In my head I breathed a massive sigh of relief as this was what I wanted to hear just to make things so much easier. I thanked him for trying anyway and now I know its 100% confirmed I am leaving next Friday. I am so excited to get out of where I am and get my teeth stuck into everything in my new position :) Such lovely bubbly people too which makes all the difference in a workplace! I am not the easiest person to get along with, purely because of what damage was done in High School. I'm an antisocial introvert who is perfectly happy being left in the corner whilst everyone else giggles and shares life stories. I feel it's safer for me emotionally to stay disconnected and at arms length. However, in this interview both the HR lady and my future manager were so uplifting, quirky, witty and funny that for the first time in a very long time I actually felt right at home enough so to join in from the get go. They matched my personality which comes out normally when I am very comfortable with a person so this to me was the extra sign that I NEEDED to work here. 

    I have decided to put my studying on hold temporarily as with me starting a new job I want to put my full focus into absorbing everything. To add to this, because I have a 3-month probationary period, naturally there is no study support and with me clutching to pennies being in between jobs and trying to tie things up so no bill falls through the crack, I don't have any spare income to fund my December exam. Definitely tempted though to put it on the CC if I find out I have failed my PM exam on Monday morning as a resit will be easier to study again for in the last 6 weeks compared to continuing a brand new syllabus. 

    Made another small PAD of £1 to my CC1 pot :) I am collecting this money plus my round up money and each time I reach a round figure, normally £10 I transfer this across to my CC1. Almost getting impatient holding it all in the pot when I want to see the CC1 balance go down weekly!
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • That's a relief for you, I bet you can't wait to get started at your new company! Sounds like it's definitely the right move :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Just checking in to see how you’re doing and to say I hope Arwen is recovering?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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