Washing Away My Debts By 2024

shell16

Hi  @Squirrelz92

Just caught up on your diary. I have everything crossed for you regarding the teams interview today!! A potential £7k payrise is quite something!!!

Shellxx

Squirrelz92

Morning!

Well my interview was at 6.30pm yesterday evening and me and the recruiter jumped on 10 minutes beforehand to catch up. I finally got my feedback from my first interview and it was glowing so I was sooo happy to hear that! It gave me that last minute confidence boost I needed to try my best in the second interview with the head of finance for the company All was going well until he vanished mid way through my speech! I thought I had done something even though I hadn't touched the computer 😂 Turns out that his computer decided to do an automatic reboot for a long awaited update.... not the best timing but he was fully apologetic 😂 Needless to say we continued where we left off and all went well (I thought it did anyhow)! The job still sounds very much like what I would love to get my teeth stuck into and I am still incredibly enthusiastic about joining the company. He said that he had a few more interviews to conduct today but he will let the recruiter know either way today with their decision. Fingers and toes crossed!!! I am already panicking about handing in my notice at my current role as my boss is lovely and I hate feeling as though I am betraying someone If I am fortunate enough to be offered the position, I will hand my notice in on Friday so I will then be paid another full 4 week salary on the 28th October (minus them taking my study contributions off it). This will all be used for my November bills which should tie me over until I receive pay from the other job (no idea how/when its paid). 

My PAD for the day for £1 has gone to my CC2 pot and I am also hoping that my cheque for £48.70 will clear today so that can also be added to stash. I have £10.72 waiting to be cleared on Prolific so that will too be added once its ready

Another working from home day today as the docs recommended that my DD stay off for another day to make sure her viral infection clears completely. So I will have her get some Maths, English and reading done on an online subscription platform to tie her over until her return to school tomorrow. 

Humdinger1

Ooh @Squirrelz92 I'm on tenterhooks for your next update! Everything crossed re your new job!! Sounds really positive  and please don't feel guilty; people leaving is part of doing business.  Love Humdinger xx 

SusieT

Oh well done for getting the second interview, I really hope you get the job as it sounds as if you would be very happy there as well as having the pay rise. I will keep fingers firmly crossed that you get it

Squirrelz92

Thanks so much for your kind words @Humdinger1! It sucks to feel so awful about potentially handing in my notice at my current workplace as I have only been there since Feb and although I have done everything required and beyond, I just cannot go on with the next to non existent workload. I NEED to be busy constantly and this job will most certainly give me this! Just hope he manages to find someone good to take my place as they are struggling as it is  

Many thanks @SusieT Here's to hoping so. Taking my phone everywhere with me around the house today in fear I will miss a call! I might not even hear from them today but we can always hope! 

Quick update regarding my cheque amount. That has now hit my current account so the full amount of £48.70 has now been transferred into CC2 pot Almost at £100 now and that's ontop of the £25 usual DD. 

LittleMissDetermined

Really well done on the second interview, it sounds like it went really well   Fingers and toes crossed here for you, keep us updated! 
LMD x

Squirrelz92

Morning

Another £1 added to the CC2 pot. 8 days to go until payday and I am definitely feeling the pinch. With it being a 5 week month, my partner doesn't need to contribute for 2 weeks straight so that normal cash flow has gone a bit off course. Looks like I may have to use some of the EF for food shopping and diesel but it will be replaced on Monday with the child benefit. 

In other news, I GOT THE JOB!!! 🎉🎊🎉🎊😆 The recruiter rang me at 4pm yesterday to give me full feedback for both of the interviews before telling me they would like to offer me the position! So happy! I obviously accepted. Asked a few questions for clarification on a couple of things but other than that it's a done deal! Nicola (my new boss) is sending me an official offer letter today in the post which I should receive on Friday. I will hand in my notice to my current workplace this day too. They wanted to see if I could wiggle out of working 4 weeks where I am now but sadly it's a no can do. I wish I could as I want to feel of use to someone/a company instead of sitting there whilst everyone else has work to do Shall try my hardest to try and keep myself as busy as possible for the next 28 days so it won't drag too much. My start date is the 24th October ... forgot I had kids at the time from all the excitement, so I have just agreed to start on the first day of Oct half term.... oops? What naturally worried me was the fact that I might not even be able to work my normal hours because of the reduced holiday club times and the half hour drive to get to and from home ... panic! My Mum came to save the day though and offered to have them for the week so I can make a great first impression. So grateful! I know a few ladies at the office have children the same age as my two so I shall have to ask what clubs they use so I could maybe drop them off to a facility nearer to work to make it less stressful! Anyway, YAY! The best part is, I have already worked out time and time again what my finances will be, how much I will have left etc and I will be almost £400 better off a month. This is huge!!! I will have more disposable income to throw at these awful debts and more income to be able to go and make memories with my children. Honestly cannot wait!

My new Tesc0 CC came through the post yesterday too with a 7.5k limit which is perfect for transferring my CC2 balance across and paying off my vet bills. Things are coming together finally  

Hope everyone has a great day! x

SusieT

Oh congratulations, that is wonderful news Hopefully things will turn for the better now and you can have some slack in the finances and pay the debts faster at the same time  

LittleMissDetermined

EEEEEK! Many congratulations! Although I think we all felt you had this one in the bag 😊🥳

Regarding the notice period, quite often once you’ve handed in your notice it can be negotiated, and with a £400 uplift that’s an extra £100 a week you can leave early.

Will your new job be paid monthly or still 4-weekly? Plan ahead if you can in case you need to move some direct debit dates.

I’m so pleased for you! Knew you’d smash it x

Squirrelz92

Many thanks @SusieT and @LittleMissDetermined I have never even had to consider negotiating a notice period as I have always been happy to work it. I think it may work out safer financially if I do work it for the purpose of giving myself as much chance as possible to cover my bills. We are currently paid four weekly and the cut off for being paid on the 30th is the Friday before. So each pay-packet consists of week 4 of the prior period and weeks 1,2 and 3. Tomorrow is the end of week 3 which is when I plan on handing in my notice. If I work the full 4 weeks notice then this is give me another full pay packet on the 28th October (minus study money they may take form me and excess holiday). Hoping this last pay-packet will stretch to cover my November bills. 

I am unsure as to how the new company pay their wages but I shall assume (hopefully I am right), that they get paid the last working day of every month. If this is the case and I start on the 24th October, I will miss the cut off to be added to payroll which means I will be paid at the end of November. I will also be paid more than normal having worked an extra week without pay at the beginning. Hopefully this plan will come to life so I know I will be ok. May have to use EF to cover bills that aren't covered from my last pay-packet after reductions but that's what it is for after all