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Not far off.....
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I think the problem can be that someone who does not feel anxious does not even have the faintest understanding of what anxiety is. It isn't that they don't want to help or don't care but just that they just don't have a clue what it is & the effect it can have.
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Whose name is on the registration documents for the car? Does the road tax due request come to you?
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His name on the registration document is NOT proof of ownership - it actually states that on the V5. I think it would be advisable for you to get some advice from somewhere like Citizens Advice on what to do about this situation. You've been paying the instalments since you left him so you should be able to keep the car - if he does try to take it then he owes you the money for it and would be worth suing him in the Small Claims Court for that amount back.
So please get some advice sooner rather than later - it's hard actually getting appointments with Citizens Advice so best you contact them now and don't leave it until February when the car's paid off.
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Don't leave your money in Vinted. What if it went bust? Open a savings account somewhere just for that money and stash it away. Better that you earn interest on it?2
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If you have a few minutes, then open a zopa account on your phone, they use your bank account to verify you so it's very quick to set up - I really recommend doing it - you can set an easy access, 7 day, 31 day or longer and get various rates of interest but the standard no wait account is 2.4% and interest is calculated daily and applied monthly so even a few £ gives you a visible few pennies. I have several virtual pots on there with different levels of access for my sinking pots for annual fees and have found it really easy to put money in and out.
LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0603 -
Definitely agree with @CRANKY40 that you should open a separate savings account to put the Vinted money in. Try and get the best interest bearing account you can.
Edited to add: the account that @joeyjimbles has mentioned above sounds like it has a decent interest rate.
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You certainly shouldn't be doing a child's homework at all never mind not getting paid for it. How are the school supposed to know what the child knows or doesn't know! You're right about the parents not working for free.
I've been putting the heating on a bit this week but only for short periods - the temperature in my living room is down to 16 this morning and it's just too chilly to sit around in, even with a blanket. I'll only leave it on until it's up a couple of degrees and then it will go off again.
Hope the parent who owes you money sends it to you once the letter is received. It's really not fair expecting you to work for nothing. I think I would insist on payment up front in future. Hopefully it won't end up in the Small Claims Court.3 -
Being let down and owed money must be so disappointing Emma, and inexcusable.What an example to set to their children.Hopefully you have many more decent and reliable customers.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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@[Deleted User] well done for speaking up. Letting situations like this drift can end up eroding your sense of self. Forgive me if this is too personal a question here, but do you want to continue in this relationship? I appreciate that it would be a big decision. We are all here for you; please PM me if you'd like to love Humdinger xx2
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Just wanted to send you a hug. Some people are just not worth your time or energy. I had a similar weekend - the cat had cystitis £120 at the vet. I worked all day Saturday then ds vanished for most of Sunday arriving home at 9pm to announce he'd had a fabulous roast dinner at his friend's house. Every time I say I'll make a roast he says no he desn't fancy it. I had toast for my dinner. I think it's a mum thing because none of the men in my life put other people before them selves. We need to start thinking of ourselves first.6
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