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Ex Partner Remained in Our Home and is Wrecking It.
in Marriage, relationships & families
37 replies 3.6K views
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You are right that I need to make a will to protect my kids' interest in the house. I do have life insurance in the event of me dying before they are 18, they are guaranteed quite a good amount, but not sure what would happen if he tried to sell the house. I will need to look into that.
I have booked an EA valuation for next week, I think it is best to have that before seeking legal advice. Thanks.
I'd suggest the other way round.
Register with the Land Registry Alert scheme.
Get a lawyer to severe the tenancy (you can do this unilaterally), after making a will leaving your half to the kids and nominating someone with balls as the trustees.
Get a valuation.
nobody is allowed to disctroy somebody's home((((
have you talked to him/his friends?
I'm also a bit confused by your valuations. If you bought it for £170k with a £50k mortgage where did the original £120k deposit come from? Or is that a typo for £70k?
If it's gone down in value by £40k or more since you bought it then it would seem that you would probably only get back at most the original £120k and divide that up in proportion to where it came from.
If you meant £70k and it's now worth potentially £130k then even if you sold it at less than value of say 100-110k then you should be able to pay off the mortgage, and split the equity increase.
If it's not sellable in it's current state then it would seem to still make sense (if you can make it work practically) to pay to bring it up to standard and sell it.
The thing to remember is that it doesn't really matter what it was like 7 years ago, or whats gone on in the past 7 years. You are where you are now and if you don't sell it now things are only going to get worse. So yes applying to the court to force a sale would seem like your best option at this point.
You are going to have to work out an agreement on how that happens and what the equity split is but it seems like a court is going to be inevitable so you might as well get it moving.
The house is an absolute shithole, I don't know how you define 'neglect' but it is more than cosmetic - imagine if you'd done nothing, no redecoration, no repairs, to your own house for 7 years! There is a gigantic chunk of the ridge tiles missing, he doesn't appear to even be interested. Every fence in the garden has now fallen down - the garden is huge. The trees at the back are conifers and have grown to enormous heights. This stuff is expensive to remedy.
IT was our 2nd home, so we put £120K towards it, and yes, I had been paying the mortgage(s) since 2003, it always came from my account, half and half every month, he gave me cash.
That doesn't happen here, unless in cases of domestic Abuse.
Sounds like you still have keys and full access. Be interesting to see how he responds to you turning up with an agent for valuation