Anyone know any credit cards that offer more than £10k limits?

kaMelo

AmEx has always offered me the highest credit limit of all credit cards I've ever had, started below £10,000 but now more than double that..
There are increasingly fewer places that refuse AmEx, as well as the usual supermarkets and national chains many small retailers take it now. The shop small scheme is designed to encourage shopping locally with independent traders, my local takeaway now takes AmEx for example. The last car I purchased I paid entirely on an AmEx credit card, I wasn't expecting them to be happy about the whole amount on a credit card but the dealer had no problem with it.
The only group of companies who wholesale seem to refuse AmEx that I can think of are insurance companies.

glennevis

I always pay off my credit cards in full each month and have a clean credit history.
Virgin Money have recently given me a credit card with over £10k limit.

Se1Lad

My MBNA and Virgin credit cards both have £25K limits and my BA Amex has a £65K limit - I am sure there are others that offer generous limits too.

MrFrugalFever

I’d be surprised if the dealer accepts much more than a few thousand on the CC, the transaction fees are up to 3% which is £300 at £10,000, payable by the dealer.

You already have a credit card that provides Section 75, why would you need another if this is the case and paying in full at end of the month. Your post makes no sense.

Grumpy_chap

Se1Lad said:

My MBNA and Virgin credit cards both have £25K limits and my BA Amex has a £65K limit - I am sure there are others that offer generous limits too.

One assumes these high limits are related to how the card is used plus a consideration to income.

Se1Lad

Grumpy_chap said:

Se1Lad said:

My MBNA and Virgin credit cards both have £25K limits and my BA Amex has a £65K limit - I am sure there are others that offer generous limits too.

One assumes these high limits are related to how the card is used plus a consideration to income.

MBNA and Virgin both used for stoozing, and Amex paid off in full every month.

taconite2

MrFrugalFever said:

I’d be surprised if the dealer accepts much more than a few thousand on the CC, the transaction fees are up to 3% which is £300 at £10,000, payable by the dealer.

You already have a credit card that provides Section 75, why would you need another if this is the case and paying in full at end of the month. Your post makes no sense.

There are some months I'm spending more than £10k...holidays etc

Olinda99

if each purchase is less than 10k you could buy things and pay off the next day reducing your balance so you still have 10k of credit left.

Sandtree

Many lenders have multiple products and so its not just which lender offers more than £10k but which of their products do.  Was applying for a Capital One card many moons ago and following a conversation with their agent they advised that product ABC had a £10k max limit whereas product DEF had a £26k max limit. 

Personally Virgin Atlantic has been the highest initial limit offered in recent years but then haven't applied for a new Barclaycard in donkeys years as already have a high limited card with them.

[Deleted User]

When I was earning around 18k I think, AmEx (Nectar one) gave me 13k off the bat, my Barclaycard BT one has inched up to 10k over time too