Photo ID only for New Chase 1.5% Bank Account (and other things)

masonic

Aristotle67 said:

p00hsticks said:

ranciduk said:

You also need to produce your birth certificate 

Which isn;t any guarantee of an individual's id as in the UK for a small fee anyone can obtain a certified copy of anyone else's birth, marriage or death certificates.....

Which begs the question what is a guarantee of an individuals ID as many people have neither a passport or a driving licence.

I have never been comfortable with UK nationals being asked to provide a photo ID because this is something that, under UK law, no-one is required to hold. I don't mind for myself, as I can provide both a driving licence and passport and will do so willingly, but I feel for those who cannot. If ID cards are ever made compulsory then that point becomes redundant - and I personally have no problem with ID cards becoming compulsory; a few years ago this was proposed but it didn't happen - but until it does being required to provide what you are not required to have doesn't sit well with me.

It will be interesting to see if the free council issued ID cards used for voter ID will become an acceptable form of ID for banks.

Aristotle67

Daliah said:

Are you saying that, in the UK, anyone should be able to say they are who they are, without having to provide any proof for it? If so, you'd be the most favourite person on the planet for money launderers and Russian oligarchs 

Absolutely not. 

Aristotle67

masonic said:

It will be interesting to see if the free council issued ID cards used for voter ID will become an acceptable form of ID for banks.

Indeed, and it is to be hoped that they will. Perhaps ID cards under another name? I would have no issue with that. 

Just by the by, I have always felt personally that being on the electoral roll should be sufficient ID in itself because it is a criminal offence not to complete the annual registration form; but that is just my view. 

Of course, although it is a requirement to complete the register, it is not a requirement to vote, so perhaps not everyone will get one of these cards. That said, you can argue that as they are available for free then everyone registered can apply to get one and therefore perhaps the point about some people not having (or not being able to have) a photo ID becomes redundant.

masonic

Aristotle67 said:

Just by the by, I have always felt personally that being on the electoral roll should be sufficient ID in itself because it is a criminal offence not to complete the annual registration form; but that is just my view.

It is much easier to impersonate someone if the existence of someone with matching details on the electoral roll is taken as proof of identity. Further proof of ID, such as a selfie to match against a photo ID document, makes it very difficult for anyone else to open an account using your personal information.

Aristotle67

masonic said:

Further proof of ID, such as a selfie to match against a photo ID document, makes it very difficult for anyone else to open an account using your personal information.

I concur.

Daliah

Aristotle67 said:

Daliah said:

Are you saying that, in the UK, anyone should be able to say they are who they are, without having to provide any proof for it? If so, you'd be the most favourite person on the planet for money launderers and Russian oligarchs 

Absolutely not. 

So how do you solve the issue without people having to provide Government-issued ID, which you say doesn't sit well with you?

Aristotle67

Daliah said:
 

So how do you solve the issue without people having to provide Government-issued ID, which you say doesn't sit well with you?

Have Government issued ID which is available to everyone and make it compulsory. That would sit well with me. That is the answer to not everyone having a current photo ID document.

My point is merely that because not everyone currently has a photo ID document, because it is not obligatory to hold one, it is inevitable that some people are disadvantaged and perhaps excluded from certain things. What doesn't sit well with me is people being required by organisations to provide what they are not required to have. 

Some people will refuse top provide what is generally regarded as a photo ID document even though they do hold one (e.g. a passport or photo driving licence). That I don't agree with. For me as I have both I am happy to provide either or both as required. But....not everyone can, as things stand.

Bigwheels1111

Aristotle67 said:

Daliah said:
 

So how do you solve the issue without people having to provide Government-issued ID, which you say doesn't sit well with you?

Have Government issued ID which is available to everyone and make it compulsory. That would sit well with me. That is the answer to not everyone having a current photo ID document.

My point is merely that because not everyone currently has a photo ID document, because it is not obligatory to hold one, it is inevitable that some people are disadvantaged and perhaps excluded from certain things. What doesn't sit well with me is people being required by organisations to provide what they are not required to have. 

Some people will refuse top provide what is generally regarded as a photo ID document even though they do hold one (e.g. a passport or photo driving licence). That I don't agree with. For me as I have both I am happy to provide either or both as required. But....not everyone can, as things stand.

Would you had over your passport or licence to get a blood test at your doctors.
I did not.

masonic

Bigwheels1111 said:

Aristotle67 said:

Daliah said:

So how do you solve the issue without people having to provide Government-issued ID, which you say doesn't sit well with you?

Have Government issued ID which is available to everyone and make it compulsory. That would sit well with me. That is the answer to not everyone having a current photo ID document.

My point is merely that because not everyone currently has a photo ID document, because it is not obligatory to hold one, it is inevitable that some people are disadvantaged and perhaps excluded from certain things. What doesn't sit well with me is people being required by organisations to provide what they are not required to have. 

Some people will refuse top provide what is generally regarded as a photo ID document even though they do hold one (e.g. a passport or photo driving licence). That I don't agree with. For me as I have both I am happy to provide either or both as required. But....not everyone can, as things stand.

Would you had over your passport or licence to get a blood test at your doctors.
I did not.

I've not come across a GP practice requiring photo ID, but if they did, surely the time to ask is when the patient first registers.

Edit: though thinking about it, they did need me to flash my passport when setting up online access to my medical record, which seemed a reasonable precaution.

Daliah

Aristotle67 said:

Daliah said:
 

So how do you solve the issue without people having to provide Government-issued ID, which you say doesn't sit well with you?

Have Government issued ID which is available to everyone and make it compulsory. That would sit well with me. That is the answer to not everyone having a current photo ID document.

My point is merely that because not everyone currently has a photo ID document, because it is not obligatory to hold one, it is inevitable that some people are disadvantaged and perhaps excluded from certain things. What doesn't sit well with me is people being required by organisations to provide what they are not required to have. 

Some people will refuse top provide what is generally regarded as a photo ID document even though they do hold one (e.g. a passport or photo driving licence). That I don't agree with. For me as I have both I am happy to provide either or both as required. But....not everyone can, as things stand.

Not sure I can follow you. 

You say it doesn't sit well with you that people need Government-issued Id at banks etc, yet you'd be happy to force everyone to have Government-issued ID?

What's the issue about having, and showing, Government-issued ID on a voluntary basis, anyway? Millions of us do it regularly. 

How are people being disadvantaged if they exercise their right not to have a Government-issued ID? They might exclude themselves from services which are only available with such ID but it's their own decision to do so and they really can't blame anyone else.