We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Question About Moving From ESA to UC
Comments
-
I don't really understand it all to be honest. Here is the calculation they used for universal credit :Universal Credit payment summary (monthly)Universal Credit payment detail (monthly)Standard allowance£334.91Housing£507.13Disability or health condition£132.89Total before adjustments£974.93Taken off for earned income (your salary)£0.00Taken off for unearned income (benefits and savings)£0.00Total adjustments£0.00Total payment for the month£974.93Maximum AmountStandard allowance£334.91Child element (for 0 children)£0.00Additional amount for disabled child or qualifying young person£0.00Limited capability for work element£132.89Limited capability for work and work-related activity element£0.00Carer element£0.00Childcare costs element£0.00Universal Credit Maximum Amount (excluding housing costs)£467.80Housing CostsEligible rent£585.00Cap rent£585.00Housing costs contribution£77.87Total Universal Credit Maximum Amount (including housing costs)£974.93Earned incomeNet earnings£0.00Minimum Income Floor£0.00Does Minimum Income Floor applynoWork Allowance£344.00Pension Contributions£0.00Statutory Sick Pay£0.00Occupational Sick Pay£0.00Occupational Maternity Pay£0.00Statutory mat/pat/adoption pay£0.00Earned income brought to account£0.00Total incomeUnearned income£0.00Less unearned income disregards£0.00Earned income brought to account£0.00Earned income after 55.0% taper£0.00Total income for Universal Credit£0.00Universal CreditMaximum amount£974.93Less total income for Universal Credit£0.00Universal Credit award (before adjustments)£974.93Universal Credit reduced to zero at net earnings of:£2,116.60Direct payment of housing costs to landlordnoAbove benefits cap?noExempt from benefits cap?no
And here is the original housing benefit calculation :Housing Benefit Applicable AmountPersonal allowance£77.00Client work related activity component£30.60Total applicable amount£107.60Housing Benefit Earned Income DisregardsTotal earned income disregards£0.00Housing Benefit Other DisregardsTotal other disregards£0.00Housing Benefit IncomeClient income from other sources£0.00Partner income from other sources£0.00Client income from non-state pensions£0.00Partner income from non-state pensions£0.00Less other disregards£0.00Assessed income for Housing Benefit£0.00Excess Income for Housing BenefitAssessed income for Housing Benefit£0.00Less total applicable amount£107.60Excess income-£107.60HB non-dependant deduction0 non-dependants on Pension Credit, aged under 25 and on Income Support/JSA or full-time student, or ignored for other reasons£0.000 non-dependants over 25 on Income Support or JSA, or aged 18 or over and working less than 16 hours£0.000 non-dependants earnings under £149.00 a week£0.000 non-dependants earnings £149-£216.99 a week£0.000 non-dependants earnings £217-£282.99 a week£0.000 non-dependants earnings £283-£376.99 a week£0.000 non-dependants earnings £377-£468.99 a week£0.000 non-dependants earnings £469 or more a week£0.00Non Dep:1 - Non dep deduction: £51.85 from £237.50 earnings:£51.85Total HB non-dependant deductions£51.85Housing Benefit AwardRent (maximum HB)£134.63Less total HB non-dependant deductions£51.85Eligible Rent£82.78Less 65% Excess£0.00Housing Benefit£82.78
I should add that we have a private landlord and the house is 3 bedroomed but will only be using 20 -
The difference is that for Housing Benefit your son is expected to contribute £55.85/week which is equivalent to £242/month. On UC he is only expected to contribute £77.87/month.
For UC you are shown as getting help with rent of £507.13/month whereas your HB is only £82.78/week equivalent to £358.71/month
That's a gain of £148.41/month.
Between the ESA and UC everything else is equivalent.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.2 -
Thank you, appreciate the explanation.
I can't find any straight forward guides on how to move from ESA to UC though. Do I contact ESA? Or UC? Or is it done online? Sorry if this has been answered elsewhere. Thought it would be a bit more clear cut than it seems to be. Unless I am completely missing it0 -
If you wish to claim UC that is done online. Once you have submitted the claim it stops all legacy benefits (although I believe there is now a two week run-on).
https://www.gov.uk/universal-credit/how-to-claim
1 -
Yes your ESA and housing benefit will continue for 2 weeks once you claim UC. Your first UC payment will be 1 month and 1 week after you first claim. You can request an advance payment but you will need to repay this back and your future UC payments will be reduced.
1 -
Jonj1611 said:I can't find any straight forward guides on how to move from ESA to UC though. Do I contact ESA? Or UC? Or is it done online?Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.1
-
Sorry for the late reply, I don't seem to get notifications of replies.
Ok so my ESA will be carried over to UC automatically? I don't need to go through another assessment or go back to the assessment phase or anything?0 -
I think what I am asking is there are some misleading guides out there which is why I came here to be honest, I know I will get a knowledgeable answer rather than trusting my luck with Google.
One "guide" I read said that I would need another doctor note if I claim UC but I have already had the assessments and been on ESA for many many years so would I need to get another one or do they automatically pick up I have ESA?
Also and finally you will be glad to know I am fairly sure my current ESA review date was due in January, what with covid I am expecting a few months at least before I need a new assessment/review but will the fact I need a review/assessment affect me getting limited capability for work on a UC claim when/if I move over? (Hope that made sense)0 -
Your ESA WRAG will transfer with you when you claim UC but it may take a little while longer to add this element to your claim. They may ask you for a fit note when you claim. I beleive that reviews for WCA have been put on hold at the moment.
0 -
Jonj1611 said:One "guide" I read said that I would need another doctor note if I claim UC but I have already had the assessments and been on ESA for many many years so would I need to get another one or do they automatically pick up I have ESA?Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards