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How do you currently afford your car?

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  • Yeah don't get me wrong, I hit the kerb the other week and I was Pd about it. 
    I opened my door and didn't grab it in time before it hit the wall. Slight scuff but it annoyed me. 

    I filter change on schedule other than oil changes which are more frequent. I still look after it that way and wash it as well but if it takes a whack then it's just annoying. If I had a 10k car I'd be looking to end someone. 


    I buy a TV much bigger than I need. Various gadgets around the house. Built my own PC more powerful than I needed at the time. 

    Though to be far, even all that will change now the cost of everything is getting silly. There now has to be some seriously good reason for me to spend heavy in the wants column now. 
  • Ibrahim5 said:
    mclaren32 said:
    mclaren32 said:
    Spending money on a nice car is often a choice.

    Some of my friends don’t prioritise having a nice car and don’t therefore allocate any money to it. My wife and me both like having nice cars and it’s more of a priority, currently we spend about £500 a month for the privilege with this probably increasing to about £650 when a new car arrives.

    That’s a lot of money each month but we will have cars that we love & it’s actually good value when compared to the value of them.
    Would you mind sharing what car you're driving and roughly how much of your salary that is? 
    My car is a 2016 Focus RS and the new car will be a Jaguar i Pace - the focus is now owned outright (value  approx £26k) and the Jaguar a salary sacrifice through work (value £78k).

    We make approx £110k between us.
    I suppose there must be a forum where people would be impressed. I don't think this is the right one. It's sort of opposite.
    They are probably considerably richer than you. 
  • Ibrahim5
    Ibrahim5 Posts: 1,268 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Ibrahim5 said:
    mclaren32 said:
    mclaren32 said:
    Spending money on a nice car is often a choice.

    Some of my friends don’t prioritise having a nice car and don’t therefore allocate any money to it. My wife and me both like having nice cars and it’s more of a priority, currently we spend about £500 a month for the privilege with this probably increasing to about £650 when a new car arrives.

    That’s a lot of money each month but we will have cars that we love & it’s actually good value when compared to the value of them.
    Would you mind sharing what car you're driving and roughly how much of your salary that is? 
    My car is a 2016 Focus RS and the new car will be a Jaguar i Pace - the focus is now owned outright (value  approx £26k) and the Jaguar a salary sacrifice through work (value £78k).

    We make approx £110k between us.
    I suppose there must be a forum where people would be impressed. I don't think this is the right one. It's sort of opposite.
    They are probably considerably richer than you. 
    Very unlikely.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 March 2022 at 7:33PM
    Ibrahim5 said:
    mclaren32 said:
    mclaren32 said:
    Spending money on a nice car is often a choice.

    Some of my friends don’t prioritise having a nice car and don’t therefore allocate any money to it. My wife and me both like having nice cars and it’s more of a priority, currently we spend about £500 a month for the privilege with this probably increasing to about £650 when a new car arrives.

    That’s a lot of money each month but we will have cars that we love & it’s actually good value when compared to the value of them.
    Would you mind sharing what car you're driving and roughly how much of your salary that is? 
    My car is a 2016 Focus RS and the new car will be a Jaguar i Pace - the focus is now owned outright (value  approx £26k) and the Jaguar a salary sacrifice through work (value £78k).

    We make approx £110k between us.
    I suppose there must be a forum where people would be impressed. I don't think this is the right one. It's sort of opposite.
    On the contrary, you can soon spot whos got their feathers ruffled by someone elses success ;)

    He was asked a direct question and he answered it.  
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 March 2022 at 7:38PM
    motorguy said:
    ask yourself what mileage you do?

    once retired maybe 6000/year?

    first - dont buy a diesel

    2nd - erm.............dunno
    +1

    I stopped buying diesels some years back, despite being a big advocate of them for a long time.

    Not worth the risk of DPF issues when i dont do big miles.



     DPF
     EGR
     VGT
     DMF
     
     If youve had those on a repair bill you know....

     High pressure injectors £500 fitted..................EACH
    Yup.

    Biggest repair bill i had on a diesel came to around £3K.  

    That was on one of the horrendous Peugeot / Citroen / Ford 1.6 TDs.  Horrible horrible things.

    Most recent was on a year old Passat back in 2017.  I bought it specifically with 16K miles on it (the highest miles year old one the main dealer could get me) in the vain hope that that would have kept the DPF working well.

    Had it two weeks (i'd been doing big long runs for those two weeks) and the DPF light came on.  Long story short, after three attempts to resolve it VW replaced the entire emissions system on it (would have cost £2.3K if not under warranty).  At that point i gave up - if a diesel can have that amount of DPF issues at a year old then they're not for me.

    Fortunatel my miles per year is way down so our cars are 3.0 petrols now.


  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ibrahim5 said:
    Ibrahim5 said:
    mclaren32 said:
    mclaren32 said:
    Spending money on a nice car is often a choice.

    Some of my friends don’t prioritise having a nice car and don’t therefore allocate any money to it. My wife and me both like having nice cars and it’s more of a priority, currently we spend about £500 a month for the privilege with this probably increasing to about £650 when a new car arrives.

    That’s a lot of money each month but we will have cars that we love & it’s actually good value when compared to the value of them.
    Would you mind sharing what car you're driving and roughly how much of your salary that is? 
    My car is a 2016 Focus RS and the new car will be a Jaguar i Pace - the focus is now owned outright (value  approx £26k) and the Jaguar a salary sacrifice through work (value £78k).

    We make approx £110k between us.
    I suppose there must be a forum where people would be impressed. I don't think this is the right one. It's sort of opposite.
    They are probably considerably richer than you. 
    Very unlikely.
    lols.

    Whos bragging now on the forum?

    He definitely got to you didnt he?  Envy is a terrible thing.   :D
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mclaren32 said:
    mclaren32 said:
    Spending money on a nice car is often a choice.

    Some of my friends don’t prioritise having a nice car and don’t therefore allocate any money to it. My wife and me both like having nice cars and it’s more of a priority, currently we spend about £500 a month for the privilege with this probably increasing to about £650 when a new car arrives.

    That’s a lot of money each month but we will have cars that we love & it’s actually good value when compared to the value of them.
    Would you mind sharing what car you're driving and roughly how much of your salary that is? 
    My car is a 2016 Focus RS and the new car will be a Jaguar i Pace - the focus is now owned outright (value  approx £26k) and the Jaguar a salary sacrifice through work (value £78k).

    We make approx £110k between us.
    I-Pace is a good call as theres no BIK worth talking about on EVs.  Makes a lot of sense.
  • Ibrahim5
    Ibrahim5 Posts: 1,268 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Apparently the ipace is electric. I would want a car that didn't keep running out of power if I spent £78k. Not that I ever would.
  • Ibrahim5
    Ibrahim5 Posts: 1,268 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    £26k sounds a lot for a Ford Focus. I have seen a lot for less than that.
  • Ibrahim5 said:
    Apparently the ipace is electric. I would want a car that didn't keep running out of power if I spent £78k. Not that I ever would.
    How often do you drive 250+ miles without stopping and without going on motorways? 


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