Balance in the force

600 Posts


The story so far...
2011 joined MSE and started my DFW journey.
2014 finally debt free with over 14k paid off and started saving for a deposit.
2017 bought our fist house and promised to overpay the mortgage.
2017-2022 didn't overpay the mortgage
Did start S%S ISA, build cash savings and buy some premium bonds. Also spent money on decorating the new house, replacing both cars and enjoying life.

2022 Remortgaged on a 2 year fix with good intentions to overpay
Overpayments 2022 £300 Mortgage £129,500 Jan 22 Final payment June 38
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
5
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Replies
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
Looks like you have got your head screwed on and a clear plan with some short term achievable steps to help you on your way.
Please let me know when you figure out the signature thing - would be good to update mine too!
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
Who is your mortgage with? I'm with Nationwide and their app is great for seeing where you are and interest paid etc.
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
Emergency Fund £15,427.64/16,000 95% Added to ISA 22 £160 Holiday Fund £2,681.25
Debt Free 31.07.14
You seem very clued up on your savings - Any advice on S&S? It's something I have been thinking about getting involved in.