The Top Fixed Interest Savings Discussion Area

subjecttocontract

jaypers said:

Not sure how long this has been around but just noticed that Charted have a 1 Year Fixed at 4.66%

There are 1 year fixed rate accounts paying 4.80%

cricidmuslibale

Atom bank has from today (11 Dec 2024) reduced the interest rates on all its fixed rate savings accounts. The new interest rates are as follows:-

6 Month Fixed Saver: 4.46% monthly, 4.50% annual (4.55% AER)
9 Month Fixed Saver: 4.41% monthly, 4.48% annual (4.50% AER)
1 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
2 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
3 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
5 Year Fixed Saver: 4.27% monthly, 4.35% annual (4.35% AER)

Source: www.atombank.co.uk. Also showing on www.moneyfactscompare.co.uk.

TooOrangeyForCrows

cricidmuslibale said:

Atom bank has from today (11 Dec 2024) reduced the interest rates on all its fixed rate savings accounts. The new interest rates are as follows:-

6 Month Fixed Saver: 4.46% monthly, 4.50% annual (4.55% AER)
9 Month Fixed Saver: 4.41% monthly, 4.48% annual (4.50% AER)
1 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
2 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
3 Year Fixed Saver: 4.41% monthly, 4.50% annual (4.50% AER)
5 Year Fixed Saver: 4.27% monthly, 4.35% annual (4.35% AER)

Source: www.atombank.co.uk. Also showing on www.moneyfactscompare.co.uk.

They don't seem to update their website as quickly as they change their rate (as they should do). As that still shows 4.8%, it's when you download the needed app that you are then met with the lower rate (I was just about to try and open an account).

refluxer

TooOrangeyForCrows said:

They don't seem to update their website as quickly as they change their rate (as they should do). As that still shows 4.8%, it's when you download the needed app that you are then met with the lower rate (I was just about to try and open an account).

The new rates were showing on the site yesterday morning, when I checked.

I've noticed that with some banks, if you've visited a particular webpage before, it won't update when you next visit the page unless you refresh it in your browser or delete your browser cookies, so that might explain why you were still seeing the old rates on the site yesterday.

TooOrangeyForCrows

Anyone got any better than Hampshire Trust Bank (HTB)?

6 Month Online Fixed Saver (Issue 14)

• AER
  4.81%
• Gross
  4.75%

refluxer

TooOrangeyForCrows said:

Anyone got any better than Hampshire Trust Bank (HTB)?

6 Month Online Fixed Saver (Issue 14)

• AER
  4.81%
• Gross
  4.75%

If it's specifically a 6 month fix that you're after, then that's the best rate currently available according to Moneyfacts and it's also higher than the current best 180 day notice account, too.

janusdesign

TooOrangeyForCrows said:

Anyone got any better than Hampshire Trust Bank (HTB)?

6 Month Online Fixed Saver (Issue 14)

• AER
  4.81%
• Gross
  4.75%

Oxbury offer the same 4.81% for existing customers too (6 month fix).

alternate

Anyone have personal experience with JN Bank/Jamaica National Bank?  Customer service etc.

Thx

MikeJXE

Does Atom offer preferential rates to account holders ?

I have a 12 month fix maturing this month and one in July 

refluxer

MikeJXE said:

Does Atom offer preferential rates to account holders ?

I have a 12 month fix maturing this month and one in July 

I don't recall being offered preferential rates when my Fixed Savers have matured.