The Top Fixed Interest Savings Discussion Area

SJMALBA

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

auser99

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

TiVo_Lad

auser99 said:

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

You can get 6.1% with monthly interest elsewhere.

auser99

TiVo_Lad said:

auser99 said:

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

You can get 6.1% with monthly interest elsewhere.

Not sure you can?
The only rate above 6.1% showing on the MSE tables is an 18month for Tandem at 6.15 and that's annually paid?

There's a few 6-6.05%, but if you take those monthly they'll drop a bit under 6.

To be fair, I've a few bits and pieces with Kent, so it feels easier to consolidate in one place with a near peak of market provider, rather than split across tonnes of randoms that at one point were highest.

VNX

RCI 5.8% on five year bond 

SJMALBA

auser99 said:

TiVo_Lad said:

auser99 said:

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

You can get 6.1% with monthly interest elsewhere.

Not sure you can?
The only rate above 6.1% showing on the MSE tables is an 18month for Tandem at 6.15 and that's annually paid?

There's a few 6-6.05%, but if you take those monthly they'll drop a bit under 6.

To be fair, I've a few bits and pieces with Kent, so it feels easier to consolidate in one place with a near peak of market provider, rather than split across tonnes of randoms that at one point were highest.

@TiVoLad possibly means accounts that offer 6.1% AER, but have the option of monthly interest? For example, First Save 1 year @ 6.1% (5.94% monthly).

auser99

SJMALBA said:

auser99 said:

TiVo_Lad said:

auser99 said:

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

You can get 6.1% with monthly interest elsewhere.

Not sure you can?
The only rate above 6.1% showing on the MSE tables is an 18month for Tandem at 6.15 and that's annually paid?

There's a few 6-6.05%, but if you take those monthly they'll drop a bit under 6.

To be fair, I've a few bits and pieces with Kent, so it feels easier to consolidate in one place with a near peak of market provider, rather than split across tonnes of randoms that at one point were highest.

@TiVoLad possibly means accounts that offer 6.1% AER, but have the option of monthly interest? For example, First Save 1 year @ 6.1% (5.94% monthly).

Possibly, but they backed that one out.

TiVo_Lad

auser99 said:

SJMALBA said:

auser99 said:

TiVo_Lad said:

auser99 said:

SJMALBA said:

Kent Reliance:

1 Year - 6.01% (Monthly 5.85%)
2 Year - 6.05% (Monthly 5.89%)

1k min.

https://www.kentreliance.co.uk/bonds

They do love to leap around don't they.

They offered me a 5.81% renewal monthly, after my 2.86% deal expires.

Will have to decide if I'm tightwadded enought to get the money back, then set the 5.85% one up!

You can get 6.1% with monthly interest elsewhere.

Not sure you can?
The only rate above 6.1% showing on the MSE tables is an 18month for Tandem at 6.15 and that's annually paid?

There's a few 6-6.05%, but if you take those monthly they'll drop a bit under 6.

To be fair, I've a few bits and pieces with Kent, so it feels easier to consolidate in one place with a near peak of market provider, rather than split across tonnes of randoms that at one point were highest.

@TiVoLad possibly means accounts that offer 6.1% AER, but have the option of monthly interest? For example, First Save 1 year @ 6.1% (5.94% monthly).

Possibly, but they backed that one out.

This was indeed the one I was referring to.

They've played the hokey cokey with this bond, but it's currently available.

https://online.firstsave.co.uk/applyonline/applicationform.aspx?productid=1FIX

metrobus

Could someone confirm that the period of a fixed term bond starts thd day you open it and not when the “funding window” closes ?
Thank You.

refluxer

metrobus said:

Could someone confirm that the period of a fixed term bond starts thd day you open it and not when the “funding window” closes ?
Thank You.

This can vary - a common option is that they start the period from the day the account is first funded. You'd need to read the account T&Cs.