The Top Fixed Interest Savings Discussion Area

t1redmonkey

SJMALBA said:

t1redmonkey said:

21st June is the next CPI report so that's potentially when the next big moves could be in fixed rates depending on how inflation figures look this time round.

Also BOE meeting the day after.

Might be worth opening some accounts just before these announcements, just in case...?

I think so yep, you never know what the report is going to show, obviously last time out it was much higher inflation figures than what most economists predicted, but could go the other way and end up being better than what people are predicting, which might lead to sudden withdrawals of the existing fixed rate bonds on the market and replacing them with lower rates.

BooJewels

BigBlueSky said:

bertsilver said:

Vanquis 1 year fix 5.30% just seen it on moneyfacts

Does anyone know whether transfers made into Vanquis appear the same day? - Also, can you make multiple deposits into the 1 year fixed ?

Thanks in advance

I was wondering this too as the page details are a bit vague, but the downloadable pdf of the T&C say:

"Deposits may be made only in sterling by means of a cheque or a series of electronic payments. The deposit account can only be funded from the Nominated Account."

So that sounds like you can make more than one payment to fund the fix, hopefully someone who has one can confirm for us?

Mr_blibby

Thumbs_Up said:

Vanquis got me for a 3 year fix @ 4.95%, now outside the 14 day cooling off period. Dam, double dam.

In the same boat, if its any consolation.... which it probably wont be

VNX

DF capital 18month 5.3%

Matt17

BooJewels said:

BigBlueSky said:

bertsilver said:

Vanquis 1 year fix 5.30% just seen it on moneyfacts

Does anyone know whether transfers made into Vanquis appear the same day? - Also, can you make multiple deposits into the 1 year fixed ?

Thanks in advance

I was wondering this too as the page details are a bit vague, but the downloadable pdf of the T&C say:

"Deposits may be made only in sterling by means of a cheque or a series of electronic payments. The deposit account can only be funded from the Nominated Account."

So that sounds like you can make more than one payment to fund the fix, hopefully someone who has one can confirm for us?

All payments into your account 

need to be:

• made within 30 days of us 

receiving your application

• made from your nominated 

account

You can pay funds in using one 

or more payments. All payments 

need to be made within 5 

working days of the first payment 

being received by us. After this, 

you can’t make any more 

payments.

baldeagle09

Al Rayan 5.30% - 1 year fixed rate.  This doesn't feature in MSE's top fixed-term savings accounts either standard or non-standard. Is there a reason for this?

Doctor_Who

baldeagle09 said:

Al Rayan 5.30% - 1 year fixed rate.  This doesn't feature in MSE's top fixed-term savings accounts either standard or non-standard. Is there a reason for this?

Just not been updated yet. I use Al Rayan for fixes, no problems so far.

BigBlueSky

Can't decide between the Vanquis and Al Rayan both offering 5.30%.

Mr_blibby

BigBlueSky said:

Can't decide between the Vanquis and Al Rayan both offering 5.30%.

I've had both for a long time - No prob with Al Rayan, but Vanquis seem lots easier to mange online, monthly payments if that's important for you, change nominated account online, 14 day cooling off in case anything better pops up...

jaypers

Wonder what Charter have planned at 5pm today…..Thursday normally they’re updated fixed rates day.