The Top Fixed Interest Savings Discussion Area

susanann_2

Looking at 1yr fixed with Smartsave how have people found them to use. Do payments in show same day you send them, I do hate waiting to see my payments are in the account I sent them to. 

SJMALBA

Al Rayan 1 Year @ 5.3% EPR (Profit reinvested, paid on maturity)

https://www.alrayanbank.co.uk/savings/12-month-fixed-term-deposit

bertsilver

Vanquis 1 year fix 5.30% just seen it on moneyfacts

SJMALBA

bertsilver said:

Vanquis 1 year fix 5.30%

2 & 3 year too.

https://www.vanquissavings.co.uk/view-fixed-rate-bonds/

Thumbs_Up

Vanquis got me for a 3 year fix @ 4.95%, now outside the 14 day cooling off period. Dam, double dam.

bertsilver

Good job I didn't fund my 1 year @ 4.95%, hopefully I can open another with the 5.30%.

Thumbs_Up

I kept my powder dry, don’t burn the fuse at both ends. I didn’t max out. Anyway, I’m pulling down the shutter for a calendar month, lets see where we are then, pretty certain I won’t miss out.

t1redmonkey

21st June is the next CPI report so that's potentially when the next big moves could be in fixed rates depending on how inflation figures look this time round.

Also BOE meeting the day after.

SJMALBA

t1redmonkey said:

21st June is the next CPI report so that's potentially when the next big moves could be in fixed rates depending on how inflation figures look this time round.

Also BOE meeting the day after.

Might be worth opening some accounts just before these announcements, just in case...?

BigBlueSky

bertsilver said:

Vanquis 1 year fix 5.30% just seen it on moneyfacts

Does anyone know whether transfers made into Vanquis appear the same day? - Also, can you make multiple deposits into the 1 year fixed ?

Thanks in advance