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The Top Fixed Interest Savings Discussion Area

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  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Shawbrook 1 year fix up to 5.16% AER... with a monthly interest option too
  • bluu2k
    bluu2k Posts: 127 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    DF Capital 1 year fixed up to 5.15% (issue 12). 

    I sent them a secure message to request, and they quickly opened one for me, with fund plus interests fully transferred from my 1 year fixed 4.99% (issue 11) with them, which is still within its 14 days cooling off period, to that new account.
  • trickydicky14
    trickydicky14 Posts: 1,254 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bluu2k said:
    DF Capital 1 year fixed up to 5.15% (issue 12). 

    I sent them a secure message to request, and they quickly opened one for me, with fund plus interests fully transferred from my 1 year fixed 4.99% (issue 11) with them, which is still within its 14 days cooling off period, to that new account.
    I like DF Capital, they are very helpful and flexible. I've had several accounts I have opened and not funded having 14 days to do so and DF have closed and reopened these accounts due to increases in rates without asking them.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • VNX
    VNX Posts: 458 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 5 June 2023 at 5:20PM
    Smartsave jumps up to 5.26 on one year 

    oaknorth 5.25 on a two year 
  • allegro120
    allegro120 Posts: 1,882 Forumite
    1,000 Posts Second Anniversary Name Dropper
    bluu2k said:
    DF Capital 1 year fixed up to 5.15% (issue 12). 

    I sent them a secure message to request, and they quickly opened one for me, with fund plus interests fully transferred from my 1 year fixed 4.99% (issue 11) with them, which is still within its 14 days cooling off period, to that new account.
    I didn't think you can possibly do this :(  My issue 11 cooling off period expired today.  I thought of closing and opening issue 12, but then decided to stay with it because the amount I put in this account is small and not worth an effort to act on 0.16% uplift. But thanks for this tip, next time I will know that DF is that flexible. 
  • bluu2k said:
    DF Capital 1 year fixed up to 5.15% (issue 12). 

    I sent them a secure message to request, and they quickly opened one for me, with fund plus interests fully transferred from my 1 year fixed 4.99% (issue 11) with them, which is still within its 14 days cooling off period, to that new account.
    I didn't think you can possibly do this :(  My issue 11 cooling off period expired today.  I thought of closing and opening issue 12, but then decided to stay with it because the amount I put in this account is small and not worth an effort to act on 0.16% uplift. But thanks for this tip, next time I will know that DF is that flexible. 
    I think i was just outside the cooling off but i cheekily sent a very polite request to change mine to the issue 12 and they very kindly have. which was very nice of them.
  • SJMALBA
    SJMALBA Posts: 1,072 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 6 June 2023 at 1:07PM
    Not too exciting, but:

    RCI Bank 2, 3, 4 & 5 year @ 5% (monthly option @ 4.89%).

    1k min.

    https://www.rcibank.co.uk/savings-accounts
  • bertsilver
    bertsilver Posts: 135 Forumite
    Part of the Furniture 100 Posts
    intalex said:
    Shawbrook 1 year fix up to 5.16% AER... with a monthly interest option too
    How long have you got to fund it after taking one out?
  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    intalex said:
    Shawbrook 1 year fix up to 5.16% AER... with a monthly interest option too
    How long have you got to fund it after taking one out?
    Apparently until the date the product is withdrawn + 7 days
  • dharm999
    dharm999 Posts: 692 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Just had an email from Oxbury, 1 and 2 year fixed rate 5.31%, for existing customers.  I have money maturing next week, so will go for the 2 year rate I think.  
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