Vanguard FTSE Global/Dev World ex-uk, LS80/100, all down - is it Ukraine?

PunishTheBunny

Thrugelmir said:

PunishTheBunny said:

Prism said:

mears1 said:

Interesting post! But confusing for newbies....should potential investors with a long term view enter the passive global index fund scenario to get into the MSE Mantra of being in the market rather than time the market?

Most employed adults are already drip feeding monthly into index funds for their retirement.

Do you have a source for that? It’s certainly true that most employed adults are drip feeding money into a pension fund. A lot of pension funds are active, and the cynic might suggest that the primary aim is to ensure the pension company gets a nice regular income,. 

Are passive fund managers any better?  Requires far less resource to track an index. 

Yes, passive pension fund managers are better because their funds on average perform better and they charge lower fees. I use 90% active funds for my own investing, but my past experience of company pension schemes is that the active funds are dire. The cynic, and I am one, would say that this is because they exploit the fact that most people pay no attention to their pensions until later in life. Thus they can get away with selling poor performing funds, and charging uncompetitive fees. Typically the pension provider markets itself to the company/employer, not the employee. My experience is that when the employee leaves for another job, the pension fund fees shoot up. Of course the wise person transfers funds to somewhere else eg a SIPP. But I bet most people don’t. 

InvesterJones

PunishTheBunny said:

Regarding passive/index funds - the forum darling - they don’t give you access to small companies. 

What about funds like Vanguard Global Small-Cap Index?

Prism

InvesterJones said:

PunishTheBunny said:

Regarding passive/index funds - the forum darling - they don’t give you access to small companies. 

What about funds like Vanguard Global Small-Cap Index?

Possibly, but it is as much a mid cap fund as a small cap one. It holds companies up to around $15bn in size.