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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That diet sounds pretty good to me (apart from the evening meal). As someone who has resorted to putting a pastry lid on leftover veggie chilli and called it a chilli pie, I can completely relate to that. A big pot of veggie chilli frozen in takeaway boxes and then just chopping cooked meat into his might do you a turn. It means to reheating pots but that's just a bit of washing up.

    I find unsalted macadamia nuts and broken and whole cashew nuts from my chosen whole foods online (bought in 500g (macs) and kilo bags), along with pumpkin seeds, pine nut kernels and chopped strawberry (just 1 or two) makes most things like salad really filling and lovely
    I am doing a few more batches for evening meals, but formats that work with what Mr KK eats are not always so easy for me to make - I never mastered them when omni so I still need to 😉😊🤷‍♀️ Maybe I will add this to my list …. 😊

    I do buy a pre-roasted seeds that I sprinkle over my salads but your suggestions are good ones to look at as well. The idea of adding strawberries to a salad absolutely gives me the heebies though! 😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Feeling quite virtuous:
    - 2 rows of blanket knitted
    - goodly dose of Duolingo done
    - water filter changed and jug scrubbed
    - kettle scrubbed (been a long time since that was last done!)
    - two loads of washing doing their thing on the line 😊

    Now heading out to refuel the car (only needs 1/3 of a tank so shouldn’t cost too much this week) and hunt down a small halogen bulb for the child part of the standing lamp at my side of the sofa. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 15 April 2023 at 5:54PM
    Car was actually down to half a tank so that was £43 or so. 

    Mr KK returned safely from taking the latest restored bike out for its MOT which it passed successfully 👏😊

    Bird food ordered as it was my turn - need a new line in YNAB for this one. 
    Cleaned bathroom and downstairs loo whilst Mr KK did battle with and ‘de-fouled’ the extractor / filter over the hob. 
    Lifted the last of my leeks and weeded, for the third time, the bed I will be using for cut flowers this year. The bindweed roots do *seem* to be getting feebler …. she says hopefully! 😉 I have cleaned and trimmed the leeks - I will process them tomorrow. 
    SM pizzas for dinner tonight, pimped up with various extras that I add to make them nicer. Hope to watch last night’s Gardener’s World tonight - by the time I finished all my chores last it was too late! 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’ve had a realisation …. And I’m feeling a bit stupid that I have not ‘seen’ this before …

    I have a mental block about making bread. This is in spite of being able to cook, doing O’ level cookery (back when that was a thing! 😂), etc etc …. 

    This needs tackling so I can start making my own pizza bases and pizzas. Mr KK is not averse to this idea … Off to Google methods - D3lia is my stand by for methods of bomb proof basics so I shall start there ….

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,867 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    My experience was that the longer you let it rise (at room temperature) the better. I made my dough in the kenwood in the morning for a few hours before I knocked it back again and then left it for a few hours before I baked it. Wet tea towel on while it cooled fir a softer crust.
  • Viking_mfw
    Viking_mfw Posts: 728 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    You can make a very respectable pizza dough from self raising and Greek yoghurt. Not at all authentic but functional and does not require faffing with rising. 
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You can make a very respectable pizza dough from self raising and Greek yoghurt. Not at all authentic but functional and does not require faffing with rising. 
    Hi Viking and thank you for the suggestion 😊

    Unfortunately I don’t eat yoghurt. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 1,975 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    We used to buy the vegan pizza's from Ald1, not that we're vegan (we followed for about a year).  But Mr Shore's loves the vegan pizza's, sadly I just don't shop at Ald1 since moving and I don't think I've seen them in L1dl.  You've just prompted me to look up a pizza dough recipe though Kajikita and I've found one that also talks about freezing the dough.  I think I might have to do this as its a good quick meal that can be topped from the store cupboard and fridge - although it says 'bring to room temperature 3 hours before using' I'm going to give it a try.  I know people do use ordinary flour - not sure whether plain or bread flour would work okay.  https://www.bbcgoodfood.com/recipes/basic-pizza-dough.  I made bread for a while using the Kenwood too, but it was too tasty to continue sadly and my clothes started to object :smiley:
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @SandyShores - the comment about your clothes objecting made me laugh! 😂😊 Me too!! A loaf of bread typically lasts me two to three weeks now, I’ve had to cut right back on it. When I was wee I pretty much lived on it 🤷‍♀️

    Thanks for the pizza dough recipe link - the D3lia one was starting to segue into widdershins and complexity ….

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I use plain flour for pizza. Was going to link to the recipe, but on re-reading it I realised I don't actually follow the method very closely and have swapped out some of the ingredients, so I'd be recommending something I don't actually make 🤣!

    I've managed bread once, when I had some bread flour that needed using up. It tasted good (again, didn't last very long!), but all that kneading and waiting and kneading and waiting is not for me!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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