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Mortgage free in Forever Home :-)
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@edinburgher, I think it may depend a bit on your soil but I’ve always found shallots a very reliable crop and easy to grow. They are one of my dependables 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Your parish council communications made me laugh. Our parish council newsletter is delivered by hand (well, by land-rover 😂). Hand written, and then photocopied 😊 lots of underlining and sometimes little drawings too, very sweet. I do wonder what will happen when the current secretary goes (they're quite old...). Will we get boring printed newsletters, or none at all??2
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Love the idea of buying something from the garden centre and doing your own award to Mr KK 😁.
Sounds like a few busy days. This is how my June went, I had lots in the diary that I thought I'd like to do but by the end of it I was wanting solitude and my sofa and a cup of tea 🤣🤣🤣.
Hope today is gentle with you.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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All very quiet here. Mr KK working and continuing with the paths here. I’m refilling a 3 litre bottle every evening with filtered water for him to take into work each day. Work is getting a bit more busy for me but still pretty fun 😊 Quietly beetling on with the garden ornamental but have pretty much given up on the veggie patch for this year - I have shallots to harvest and courgettes are coming online but the rest is buried in bindweed again 🙄🤷♀️ Greenhouse is coming online with cucumbers and tomatoes but peppers not! 😂 (Don’t know what it is about me and peppers!).
Nothing very MSE here - surveys limp, spends are focused on the paths so no OPs atm but am quietly using cotton wool pads after cleaning my face to wipe down edges and plant leaves in my bathroom 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Could you explain the “plant leaves in the bathroom” please? I sometimes use mine to wipe around a bit but if there’s something else I could be doing I am always open to ideas!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
I just saw this on instagram and thought of you hopefully you can see it - for the bindweed!
https://www.instagram.com/reel/DL4FxghI_NE/?igsh=MWI0YXFpdzRnNXZrZg==
Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
skint_spice said:Could you explain the “plant leaves in the bathroom” please? I sometimes use mine to wipe around a bit but if there’s something else I could be doing I am always open to ideas!
After I have used the cotton wool pad on my face (with water) I then use it on the leaves. I support the leaf from underneath and move the supporting hand and the cotton wool pad, up the leaf from the stalk to the tip. It's not perfect, but it does shift the worst of the dust and freshens the plant up a bit.
Thanks for the bindweed suggestion - I suspect it will be blocked in work so I will have a look when I get home
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I put my houseplants out when it is warm and raining to get the dust off. They are currently very dusty as a result.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
skint_spice said:I just saw this on instagram and thought of you hopefully you can see it - for the bindweed!
https://www.instagram.com/reel/DL4FxghI_NE/?igsh=MWI0YXFpdzRnNXZrZg==I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇2 -
I might have to try that bindweed method too. It's coming in through the neighbours fence and I can't get to the roots at all!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
2
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