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Mortgage free in Forever Home :-)

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Comments

  • f0xh0les
    f0xh0les Posts: 7,853 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Mr KK for the win! 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • KajiKita
    KajiKita Posts: 10,076 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    f0xh0les said:
    Mr KK for the win! 
    It would be nice …. He’s worked with his boss (MD of the company) for waaaaaay longer than anyone else could stick it. Boss is okay, just useless … 😉

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 18,405 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha, that definitely sounds worthy of a long service award!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Mr KK 👏🏻🤞🏻😃
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • Watty1
    Watty1 Posts: 8,228 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That sounds as though effort was made, it just missed the mark.  Hope today is better, at least food wise, and weather wise.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • f0xh0les
    f0xh0les Posts: 7,853 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Is there a garden centre or other horticultural pleasure centre along the way to reward yourself with?
    You could get Mr KK a lovely 'plant award' 🪴 for long service (to you) and you could host your own award ceremony with decent bbq at home.
    They will remember you went, they won't remember how long you stayed - so wear something bright / colourful  ( or a Turban a la Margot )
    It is chucking it down this morning.  Don't think it had rained for more than 10 minuteses in the last 6 weeks. 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Cheery_Daff
    Cheery_Daff Posts: 18,405 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha, I love the idea of hosting your own award ceremony for Mr KK! 
  • edinburgher
    edinburgher Posts: 14,566 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I had to Google that one, had assumed you were taking the pith :D

    Are shallots difficult to grow? One of my favourite things but shop bought can be very mixed depending on the time of year.
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