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Mortgage free in Forever Home :-)

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  • f0xh0les
    f0xh0les Posts: 7,617 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Mr KK for the win! 
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    Mr KK for the win! 
    It would be nice …. He’s worked with his boss (MD of the company) for waaaaaay longer than anyone else could stick it. Boss is okay, just useless … 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha, that definitely sounds worthy of a long service award!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,375 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done Mr KK 👏🏻🤞🏻😃
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Watty1
    Watty1 Posts: 6,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That sounds as though effort was made, it just missed the mark.  Hope today is better, at least food wise, and weather wise.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • f0xh0les
    f0xh0les Posts: 7,617 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Is there a garden centre or other horticultural pleasure centre along the way to reward yourself with?
    You could get Mr KK a lovely 'plant award' 🪴 for long service (to you) and you could host your own award ceremony with decent bbq at home.
    They will remember you went, they won't remember how long you stayed - so wear something bright / colourful  ( or a Turban a la Margot )
    It is chucking it down this morning.  Don't think it had rained for more than 10 minuteses in the last 6 weeks. 
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha, I love the idea of hosting your own award ceremony for Mr KK! 
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I had to Google that one, had assumed you were taking the pith :D

    Are shallots difficult to grow? One of my favourite things but shop bought can be very mixed depending on the time of year.
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