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Mortgage free in Forever Home :-)

1608609611613614736

Comments

  • Brie
    Brie Posts: 17,607 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Think I'd only get to 30 in a week if I was allowed to include anything that includes plant products like bread and pastries.   And wine!!

    Oh!  A pork pie!!  There is ground up wheat in the pastry - another veg eaten!!!  (not)
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Watty1
    Watty1 Posts: 8,528 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i once went to a lecture which suggested counting colours as well. That was really fun, it was about the variety of polyphenols in plants, and the greater the range of colours the more you were eating so I did it and some of the habits stayed, like buying multi-colured bags of peppers, adding beetroot and so on just to increase the colour range.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,910 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love veg and always get at least one into a dinner even when it's supposed to be a junk food evening. The kids love that 🤣. I should see how many I eat perhaps not as much at the moment because kitchen is annoying to use whilst building works are going on, but tonight I have aubergine and courgette from the garden! I hope they taste ok 😁.
    Emergency Fund - £1000 
    Baby cash emergency fund £176/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 23/24

  • KajiKita
    KajiKita Posts: 10,632 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    @debtfreewannabe321, I don’t love veg, far more instinctively inclined to carbs, but I am trying to re-educate my palate … 😉

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Drying outside? I have a vague memory of that - it’s been pouring for ages here.
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £29,986

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug £20, 

    Summer challenge £140/300

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