We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1608609611613614666

Comments

  • Brie
    Brie Posts: 15,143 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Think I'd only get to 30 in a week if I was allowed to include anything that includes plant products like bread and pastries.   And wine!!

    Oh!  A pork pie!!  There is ground up wheat in the pastry - another veg eaten!!!  (not)
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅
  • Watty1
    Watty1 Posts: 7,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i once went to a lecture which suggested counting colours as well. That was really fun, it was about the variety of polyphenols in plants, and the greater the range of colours the more you were eating so I did it and some of the habits stayed, like buying multi-colured bags of peppers, adding beetroot and so on just to increase the colour range.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I love veg and always get at least one into a dinner even when it's supposed to be a junk food evening. The kids love that 🤣. I should see how many I eat perhaps not as much at the moment because kitchen is annoying to use whilst building works are going on, but tonight I have aubergine and courgette from the garden! I hope they taste ok 😁.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @debtfreewannabe321, I don’t love veg, far more instinctively inclined to carbs, but I am trying to re-educate my palate … 😉

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,488 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Drying outside? I have a vague memory of that - it’s been pouring for ages here.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.