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Mortgage free in Forever Home :-)

1614615617619620736

Comments

  • KajiKita
    KajiKita Posts: 10,632 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Mr KK is working like a Trojan 👍🏻
    He is! He’s looking forward to ’the cream’ of the job; actually laying the slabs 😊 he did also have an escape on his road biked this afternoon and met up with an old colleague at the bikers cafe they ended up at. 😊

    KK 
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It looks a lovely place to sit
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £29,986

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug £20, 

    Summer challenge £140/300

  • Merlin's_Beard
    Merlin's_Beard Posts: 1,806 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    That all sounds quite stressful!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • KajiKita
    KajiKita Posts: 10,632 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    That all sounds quite stressful!
    Not exactly stressful, but very demanding. I am shattered now.

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 18,734 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good grief! Parish council sounds like my idea of the stereotypical parish council, and far too much like hard work. Very thankful that people like you are willing to do that type of thing!
  • greenbee
    greenbee Posts: 19,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My mum's parish council hit the news over a speed limit dispute, and the papers described it as 'feudal' :) 
  • edinburgher
    edinburgher Posts: 14,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Enjoy your holiday KK, it sounds well deserved! 
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