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Mortgage free in Forever Home :-)
Comments
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He is! He’s looking forward to ’the cream’ of the job; actually laying the slabs 😊 he did also have an escape on his road biked this afternoon and met up with an old colleague at the bikers cafe they ended up at. 😊edinburgher said:Mr KK is working like a Trojan 👍🏻
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
It looks a lovely place to sitMortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
I had quite an evening of it yesterday.
Parish Council meeting which I was chairing, due to the fact that the Chair had friends over from France she hadn't seen in 40 years ...
At the AGM a couple of months ago we had a member of the public pitch up who is extremely thorough, pedantic and very critical of our PC's activities, as well as the MORTAL enemy of the oldest member of the council. Tough session.
Last night he was there again, at one minute to start time (we'd all arrived 10 minutes early but waited for the official start time 'just in case' - thank goodness we did
).
We get past apologies and onto 'Open Forum', which is when members of the public can speak. He had a good old pick at us on c. 6 different topics and was grandstanding so much at one point I had to cut across him and explain he'd made his point and could we move on as we still had our entire agenda to get through ... I'm facing him across the horseshoe of the councillors, who all looked like they were losing the will to live, and with Mortal-Enemy-councillor mouthing (loudly, because he's quite deaf
) at me, repeatedly 'Nit-Picker!, Nit-picker!'
Remind me why I 'volunteer' for this nonsense??
Then today we have had an upset employee come in for a meeting because her Occ Health assessment had not been well handled, partly by us and more so by the Occ Health assessor, along with her belligerent, dominant, argumentative brother. We got through it (after tears, high emotion, some light weight shouting (none by me!) and being told we were useless by the brother) and to a sensible place, where we can restart the OH assessment (which she needs), but please, please, please can the rest of the week be calm, cool and collected ...?!
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
That all sounds quite stressful!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
Not exactly stressful, but very demanding. I am shattered now.Merlin's_Beard said:That all sounds quite stressful!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Good grief! Parish council sounds like my idea of the stereotypical parish council, and far too much like hard work. Very thankful that people like you are willing to do that type of thing!2
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My mum's parish council hit the news over a speed limit dispute, and the papers described it as 'feudal'
3 -
I am becoming less 'willing' by the day ....Cheery_Daff said:Good grief! Parish council sounds like my idea of the stereotypical parish council, and far too much like hard work. Very thankful that people like you are willing to do that type of thing!
Ha! Fair do'sgreenbee said:My mum's parish council hit the news over a speed limit dispute, and the papers described it as 'feudal'

Pushing on here through a still hectic week (had the most dry, boring and pedantic external assessor for a technical customer audit yesterday ...) but off for 2 weeks after tomorrow lunchtime!!!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Enjoy your holiday KK, it sounds well deserved!3
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I was just commenting to Mr KK that this is the first 2 weeks I have had off work in years. I haven’t felt able to ‘step out of’ work for two whole weeks for a very long time …. I think I need this 😊edinburgher said:Enjoy your holiday KK, it sounds well deserved!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9
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