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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,664 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Mr KK is working like a Trojan 👍🏻
    He is! He’s looking forward to ’the cream’ of the job; actually laying the slabs 😊 he did also have an escape on his road biked this afternoon and met up with an old colleague at the bikers cafe they ended up at. 😊

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It looks a lovely place to sit
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,483 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    That all sounds quite stressful!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • KajiKita
    KajiKita Posts: 7,664 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That all sounds quite stressful!
    Not exactly stressful, but very demanding. I am shattered now.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,148 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good grief! Parish council sounds like my idea of the stereotypical parish council, and far too much like hard work. Very thankful that people like you are willing to do that type of thing!
  • greenbee
    greenbee Posts: 17,797 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My mum's parish council hit the news over a speed limit dispute, and the papers described it as 'feudal' :) 
  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Enjoy your holiday KK, it sounds well deserved! 
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