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Mortgage free in Forever Home :-)
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Brie - that's part of the problem - plus they can sell up to 5 days back. But it's not healthy, which is why a lot of states are moving by law to what's called 'self-managed PTO'. There is no set number of days, they can take as much as they like - with manager approval. So as long as the work gets done and there is someone to cover, I can't reasonably reject requests. However, they are struggling to get their heads round the fact that I expect them to take 25 days a year as they were on 10 days until they were moved to self-managed.1
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Thank you @debtfreewannabe321, @SandyShores, @Watty1, @skint_spice, @beanielou, @Brie, @redofromstart and @Twolabsandacat for my holiday wishes 😊 (Hadn’t quite expected to come back to my diary to a significant discussion of US leave … 🤷♀️😊)
Whilst in work, booked my annual blood tests. OAT done! ✅Messaged an ex colleague about meeting up week after next and made an arrangement with her - need to add that to my diary actually … 🤔✅
Took my car straight to a recommended place after finishing work to get the air con gas recharged (done, and oh boy, what a difference it makes! 🤩) whilst I had lunch in town. Got some little bits of food in for my free-to-have-what-I-want-because-Mr-KK-is-away dinner tonight 😉😊
Requested a new prescription as I am getting to the end of my current tablets. ✅
Two loads of washing - bit late on the line as I was later home than usual for a Friday. Should dry okay though as it’s still quite warm here with a slight breeze.The book I am pre-reading has arrived but I was so tired I was dosing off on the sofa with it, so have given up for now. 😂
I suspect I will sleep like a rock tonight, whatever the temperature! 😴😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
What a start to two weeks leave, a dinner thinking only of yourself, enjoy! Hope you sleep very well indeed, you've certainly earned it1
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PennysIntoPounds said:What a start to two weeks leave, a dinner thinking only of yourself, enjoy! Hope you sleep very well indeed, you've certainly earned it
Managed a couple of small surveys this afternoon and cashed out QM33 at £5.16 and added a 4p TT as OPs 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Love the leave discussion. I haven't had a two week holiday since starting my company. I've managed a few days here and there but since leaving PPH and the "drama" that followed that I've not had a 'holiday' at all.
I think that might be why i seem to spend Saturday afternoon in bed sleeping lately.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Watty1 said:Love the leave discussion. I haven't had a two week holiday since starting my company. I've managed a few days here and there but since leaving PPH and the "drama" that followed that I've not had a 'holiday' at all.
I think that might be why i seem to spend Saturday afternoon in bed sleeping lately.I woke horribly early this morning because I had a very ‘heavy’ call from a senior colleague at group level yesterday and it was relentlessly weighing on my mind at 5am! 🙄 Have sent an email, asking a colleague who is working the next two weeks, for help on one aspect of it and I hope that means I can park it mentally until I go back to work …Sent a couple of messages to friends explaining I’m around for the next two weeks and asking what availability they have for a catch up 😊Cool and a bit damp here, so starting slowly. Main target today is to clear the bind weed from the cut flower border.I have managed to clean the bathroom (and found a second component to the shower drain trap - a bit ewww-y but good to get that completely clear of hair and cleaned 😉🤷♀️😊) and the inside of my car (after getting it washed yesterday) whilst it’s been cool, so I am pleased those two awkward jobs are done 😊
I am drafting a colour-in house on powerpint to represent my target OPs for 2025. It’s a bit unfair on myself as I have already exceeded my initial target for the year 😊, but I will have the satisfaction of colouring those in 😉 I will show you later if I can get it to work and up to date … 😊
Oh and Madame Chloe … was a dirty stop out all night last night!! Came home at 5.30am this morning! Cheeky monkey! Grudgingly ate some breakfast (she’s being funny about her food again 🙄 time of year I think) and is now spark out on Mr KK’s bed … 😂 Remind me why we bother having a cat …?? 🤔
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
KajiKita said:Remind me why we bother having a cat …?? 🤔
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇3 -
Hoping you can let go of that issue and enjoy your two weeks off!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20251 -
Brie said:KajiKita said:Remind me why we bother having a cat …?? 🤔
KKMerlin's_Beard said:Hoping you can let go of that issue and enjoy your two weeks off!
House colouring schema attempted but then I realised there was an extra £2K to include from the lump I chucked in from the settlement two employers ago, which threw my calculations and squares out completely. I needed a break from it so will try again tomorrow.Various ewww jobs done in the kitchen, downstairs loo cleaned and kitchen rubble washed up or swept into the dishwasher.Read a novel, had a very long (probably too long) nap that I just couldn’t stir from and got another good chunk of the cut flower bed out from under the bindweed! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Another book up just when I was in catching distance 🙄😁2
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