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Mortgage free in Forever Home :-)

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  • greenbee
    greenbee Posts: 17,792 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brie - that's part of the problem - plus they can sell up to 5 days back. But it's not healthy, which is why a lot of states are moving by law to what's called 'self-managed PTO'. There is no set number of days, they can take as much as they like - with manager approval. So as long as the work gets done and there is someone to cover, I can't reasonably reject requests. However, they are struggling to get their heads round the fact that I expect them to take 25 days a year as they were on 10 days until they were moved to self-managed.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,360 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    What a start to two weeks leave, a dinner thinking only of yourself, enjoy! Hope you sleep very well indeed, you've certainly earned it
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    What a start to two weeks leave, a dinner thinking only of yourself, enjoy! Hope you sleep very well indeed, you've certainly earned it
    Thank you 😊

    Managed a couple of small surveys this afternoon and cashed out QM33 at £5.16 and added a 4p TT as OPs 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Love the leave discussion. I haven't had a two week holiday since starting my company.  I've managed a few days here and there but since leaving PPH and the "drama" that followed that I've not had a 'holiday' at all.

    I think that might be why i seem to spend Saturday afternoon in bed sleeping lately.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Brie
    Brie Posts: 14,762 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Remind me why we bother having a cat …?? 🤔

    KK
    You don't.  She has you.  Not her fault that you don't want to be boxing shadows in the undergrowth all night.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Merlin's_Beard
    Merlin's_Beard Posts: 1,483 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hoping you can let go of that issue and enjoy your two weeks off!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,360 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another book up just when I was in catching distance 🙄😁
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