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Mortgage free in Forever Home :-)
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That looks lovely KK, have a great holiday!Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
That looks beautiful 😍 enjoy!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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That looks lovely, and hopefully no damp or chemical smells this time. I hope you have a lovely break.
I am glad it isn't just me who has to check the book shelves in holiday cottages.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
Happy holiday! It looks lovely, so hopefully you'll have a nice relaxing time.0
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That looks amazing, wishing you lots of good weather to sit out there!0
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Quiet day today.
Breakfast was amazing. The host is a good cook, using top quality ingredients and obviously sees food as health.Went to St David’s and then onto Fishguard.The cathedral was just as lovely (and eccentric 😉) as ever. Struggled to find anywhere to eat lunch that I liked the look of but eventually tracked down a chickpea ‘tuna’ sandwich (I’ve been eating waaaay too much cheese over the past couple of days - only veggie option usually, if you don’t want spicy beans). Bought Mr KK a couple of grab-bags of crisps of the type I am seeing everywhere down here.Got a bit stressed in Fishguard as I couldn’t find the car park where I’d left my car … cue lots of Google mapping and trying one after the other … 🙈 Yes, I’m an eejet! I’m going back there tonight for dinner so I have googled somewhere closer and more obvious to park!! 😉😂
Not sure what to do tomorrow. Whether to just head straight home (I have spent quite a lot down here already; books, purple copper turquoise pendant and a knitted thing for me) or stop off somewhere on the way, as after all I don’t come this way very often … 🤔
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I love the sound of that pendant! Enjoy a few treats, it’s not like you go crazy most of the time.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Stop off somewhere, you're not getting into debt over it, enjoy your trip while you're there0
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Thanks @skintspice and @PennysIntoPounds 😊
I have gone old school and had a look at an old road atlas from 2020 in conjunction with goggle. I think I will stop off at Laugharne Castle. It’s not too far ‘off track’, isn’t too expensive, has a small 19C garden and should allow me to grab a pit stop 😊 (3 hours is too long for a non stop run for me.)
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Sounds perfect, enjoy 😊1
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