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Mortgage free in Forever Home :-)
Comments
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That looks lovely KK, have a great holiday!Mortgage OP 2026 £50/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,546
Make £50 a month Jan £0
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
That looks beautiful 😍 enjoy!Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £100/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
That looks lovely, and hopefully no damp or chemical smells this time. I hope you have a lovely break.
I am glad it isn't just me who has to check the book shelves in holiday cottages.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Happy holiday! It looks lovely, so hopefully you'll have a nice relaxing time.0
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That looks amazing, wishing you lots of good weather to sit out there!0
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Quiet day today.
Breakfast was amazing. The host is a good cook, using top quality ingredients and obviously sees food as health.Went to St David’s and then onto Fishguard.The cathedral was just as lovely (and eccentric 😉) as ever. Struggled to find anywhere to eat lunch that I liked the look of but eventually tracked down a chickpea ‘tuna’ sandwich (I’ve been eating waaaay too much cheese over the past couple of days - only veggie option usually, if you don’t want spicy beans). Bought Mr KK a couple of grab-bags of crisps of the type I am seeing everywhere down here.Got a bit stressed in Fishguard as I couldn’t find the car park where I’d left my car … cue lots of Google mapping and trying one after the other … 🙈 Yes, I’m an eejet! I’m going back there tonight for dinner so I have googled somewhere closer and more obvious to park!! 😉😂
Not sure what to do tomorrow. Whether to just head straight home (I have spent quite a lot down here already; books, purple copper turquoise pendant and a knitted thing for me) or stop off somewhere on the way, as after all I don’t come this way very often … 🤔
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 2 books of target 52 in 2026 as @ 4th January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I love the sound of that pendant! Enjoy a few treats, it’s not like you go crazy most of the time.Mortgage OP 2026 £50/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,546
Make £50 a month Jan £0
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Stop off somewhere, you're not getting into debt over it, enjoy your trip while you're there0
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Thanks @skintspice and @PennysIntoPounds 😊
I have gone old school and had a look at an old road atlas from 2020 in conjunction with goggle. I think I will stop off at Laugharne Castle. It’s not too far ‘off track’, isn’t too expensive, has a small 19C garden and should allow me to grab a pit stop 😊 (3 hours is too long for a non stop run for me.)
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 2 books of target 52 in 2026 as @ 4th January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Sounds perfect, enjoy 😊1
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