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Mortgage free in Forever Home :-)
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Thanks @redofromstart, they seem remarkably reluctant to talk to me about values or anything else but they have recently rebranded themselves (tbh I think the fund has changed hands) so maybe there was a hiatus whilst they were in transition. I will try again. Waiting and getting more value later does sound like it would be logical …
@Brie, why would 60 be the age to look at it again? Genuine question.I don’t feel like a kitten at nearly 55. I feel old and tired already ….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
You have just reminded me of DS1 climbing into an armoured vehicle at a show and stamping on the accelerator, revving the engine. You have never seen so many Weekend Warriors run toward a turret. Someone was getting a right rollicking as we walked away.
Apparently they were not supposed to leave the keys in the ignition.
He answered to Tank Commander for quite a while afterwards. He was 5.
Bet you aren't surprised?4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
@f0xh0les, oh brilliant!
Mr KK was asked yesterday if he had Public Liability Insurance - yes as part of being a member of the MVT. Did he have a risk assessment. "No", was the answer "but we won't let them touch it!"
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That made my heart sing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I love that picture KK, and I can entirely understand why Mr KK puts so much effort into his interests.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
redofromstart said:I love that picture KK, and I can entirely understand why Mr KK puts so much effort into his interests.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
i had to double take that vehicle as it looked like the village VE picnic of yesterday! How lovely.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
We are both SHATTERED this evening! Neither of us slept well - I don’t think either of us can do late evenings any more! 😂 It was worth it though - we feel like we have contributed and it was nice to do something together and have it to talk about afterwards 😊❤️
I had a gentle morning in work but even so managed to make some solid progress on a few things, particularly fire door repairs by spending 2 hours walking all over the site with a potential contractor reviewing them and agreeing on what needed to be done.Popped to M’s to fuel the car (first time in 4 weeks! 😊👏) and a few bits for lunch and dinner this evening.Had lunch and then my next hour’s session on mindful eating - a kind of counselling approach. Felt absolutely shattered after it (it’s pretty full on), so after doing all the washing up and cleaning down the kitchen from yesterday (there was no time last night! 😉) I had a brief sit down on a chair in the garden with a magazine for 10 minutes. Mr KK saw me and came and joined me for a bit 😊 We both then pushed on with our respective jobs - him moving lots of subsoil and me cleaning. I got the bathroom done and emptied all the internal bins and the kitchen recycling bin, but then started feeling light headed so had to have a sit down.Salad with SM curry tonight included both parsley AND chives from my garden 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
The mindful thing sounds interesting. My eating is out of control at the moment.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
beanielou said:The mindful thing sounds interesting. My eating is out of control at the moment.A shocking (to me) amount of my stuff around food relates to my early and neglected childhood … But we are trying to give me ‘adult’ responses to the child demanding ‘something nice’ etc … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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