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Mortgage free in Forever Home :-)
Comments
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Lovely to see Chloe recovering so well.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
She does seem pretty popular here … 😉 Mr KK is amused by this 😊redofromstart said:Lovely to see Chloe recovering so well.
I have spent much of the rest of the day in the garden. Garlic, potatoes, shallots and broad beans all weeded (bindweed pulled and binned, the rest chopped and dropped), well watered and then deeply mulched with freshly riddled compost from the compost heap. I have also riddled and barrowed up the garden two spare bags of compost for topping up the spuds in the coming weeks. I am a bit wrecked! 😉😂 Very satisfied though 😊
All my nails need trimming (split and ripped) and deep cleaning before I rejoin ‘polite society’ tomorrow … 😉
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
We’ve admitted defeat and put the heating on and lit the wood burner. It’s blowing a hooley here and it’s chilly and we were both cold last night so as we’ve both been working hard today and will be stiff if wr aren’t warm, we are indulging ourselves! 😉
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Sounds lovely and I am sure Chloe will agree.Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Nah, she’s upstairs flaked out on Mr KK’s bed 😉skint_spice said:Sounds lovely and I am sure Chloe will agree.
I think going out is *very* exciting and actually quite tiring atm … She’ll get there. I’m amazed at how fast she has healed. Far quicker than her fur growing back! 😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Mad busy day - productive and positive 😊
Slept really badly for a second night so I am shattered now! Hoping I sleep tonight … 🤞
Chloe has been out for most of the day we think and fell asleep in the long grass under the apple trees by the big pond 😊 She is now in and seems to be accepting her nightly curfew, which is a relief for Mr KK 😊
One job I ought to do is reclaim the cost of my new safety shoes - where I am now they have amazingly light weight shoes with a wider toe box. Sooo much more comfortable, you wouldn’t believe how much of a difference comfortable feet make to your working day!Oh and a small piece of news. My last but one employer (the tough, very corporate one that I ended up being pushed out of) has now sacked the Production Manager. He only lasted 7 months longer than me and started about that long after me! All sounds very melodramatic and angsty … Soooo glad I am out of that!KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
No wonder you are glad to be away from that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That should reassure you that the place was just a toxic environment. Love Chloe tales and her recovery.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
It does but I am also aware that I have some longer term 'damage' from being there ....Watty1 said:That should reassure you that the place was just a toxic environment. Love Chloe tales and her recovery.
I have worked hard since starting this new job and everyone seems pleased with me and what I am doing .... but .... I had really bad anxiety about what still needed to be done on Monday night so I couldn't sleep. I can logically see that this is ridiculous - I am only on my second week(!), but there is obviously a bit of my brain that is still very easily triggered / reactive ...
Chloe is cwtching Mr KK most night and every morning. I have yet to have a cwtch with her since the last vet visit ...
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Well that means that he's good cop to your bad cop!! My cats would hate me for a few days after any vet visit and normally they were only going in the for normal injections etc.KajiKita said:Chloe is cwtching Mr KK most night and every morning. I have yet to have a cwtch with her since the last vet visit ...
KKI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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