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Mortgage free in Forever Home :-)
Comments
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love how content Miss Chloe looks. Sending love.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Thanks @Watty1, @beanielou, @Sallyforth, @dawnybabes, @PennysIntoPounds, @Brie - yes, I think she is exhausted, but that’s okay, she’s healing 😊
She’s had a quiet day.
We otoh have been working rather hard … 13.7K steps for me and 22K for Mr KK!Mr KK has been digging out the bank where he is going to lay a new path between the front door and the undercroft. I have either been cleaning removed plants, digging holes in rubbley ground in the copse to replant them, lugging watering cans to water them in and then acting as labourer to Mr KK to help shift the subsoil spoil all whilst washing and drying 4 loads of washing …! 💪
I am shattered! 😂
Permaculture observation:
The soil in the copse is pretty poor and stoney. I started chosing plant replanting locations by removing things I didn’t want - oak seedlings, docks, dandelions etc. I realised after a while that where they were growing were the patches where I could get my spade into a decent depth without lots of rocks and thick roots. 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
We are both still shattered. I am honestly feeling weak in all my limbs and am not moving very quickly today! 😉 Quiet morning happening here with us on the sofa, me reading, Mr KK watching the GP highlights.It’s very damp here (sadly, not properly raining) so I can’t see me managing any time in the garden today (there are some lighter jobs I could do) but I’m hoping to do some reading / watching (I’ve done a bit of the forest garden course first thing this morning - rather dry sadly so far …), some tapestry and a catch up on our financials.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Ooh, which forest garden course are you doing? Sorry if I've missed it. I made a little mini forest garden a few years ago, it's filling out nicely now and I just planted a bit of wild garlic as another understorey layer 😊1
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I had a head fit about three weeks ago in utter frustration at the hour long, unpaid lunch break my last employer required us to have and signed up to the course in the hope of doing to something more useful with that ‘dead’ time …
Unfortunately it is very heavy on the herbalism rather than the growing so far … 😉 Still, that might encourage me to make more use of what I have in my garden or around me 😊I have managed an hour in the garden. I planted one pot of society garlic, several pots of blue flowered summer bulbs, a couple of hardy geranium rescued from the front garden, a golden sedum I bought on Saturday and a couple of unnamed but interesting succulenty things, again reduced from the front garden, all underneath the Japanese Maple 😊 It was very damp and very, very midgey so I gave up after an hour and came in for a cuppa and the last hot cross bun of Easter 😊Financial updates done - nothing exciting apart from the £1,800 hole in budget that’s for Chloe’s vet fees. Hoping P3tPlan resolve the claim swiftly or I will have to break into my savings ….Did a couple of short surveys on QM33 and topped £5 so sent that £5.79 and a £3.16 TT of the joint account off as OPs 😊
In the meantime Chloe-bean is veering between much sleeping and an increasing interest and determination to exit via the cat flap ….This is *my* side of the sofa btw … 🙄😂😉❤️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
KajiKita said:In the meantime Chloe-bean is veering between much sleeping and an increasing interest and determination to exit via the cat flap ….This is *my* side of the sofa btw … 🙄😂😉❤️
KK
how's the leg movement going?? is she trying to put weight on it??I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅1 -
Brie said:KajiKita said:In the meantime Chloe-bean is veering between much sleeping and an increasing interest and determination to exit via the cat flap ….This is *my* side of the sofa btw … 🙄😂😉❤️
KK
how's the leg movement going?? is she trying to put weight on it??
Shes starting to use it a bit. She gradually putting more weight on it. But when she’s lying down and stretches her toes out on both back legs, you can see the damaged leg shaking whereas the other one doesn’t.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Miss Chloe clearly feels better if the cat flap is calling her. Bless her, I suppose the enforced rest is not going to go well as she improves.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
That wee face. 🤗😻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Glad she is recovering well. She looks a little cutie2
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