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Mortgage free in Forever Home :-)
Comments
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I will try and remember to prompt you! 😉😊greenbee said:I'd better get the heated propagator out then. If I do mine at the same time as you, then maybe I'll remember to shove them in the fridge!
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I hope your last week goes well.Mortgage OP 2026 £810/2000Mortgage balance: £32,052
Make £50 a month Jan £20, Feb £0, March £31, Apr £20
Boiler fund £2085/30001 -
I'd better get round to sowing them then...2
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Yeh, maybe … 😂greenbee said:I'd better get round to sowing them then...
Thank you ☺️skint_spice said:I hope your last week goes well.
How’s your latest role btw? I don’t get much sense of how it is from your posts so I am hoping it is just about okay …? 🤔
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Hope your last 4 days fly in.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
It’s ok, sometimes great, sometimes awful but ok. I would like to work less hours but despite thinking my boss had taken this on board I don’t think it’s likely to happen until Aug at the earliest. And by then I will be thinking “oh I should just plod on for the money”😂KajiKita said:
Thank you ☺️skint_spice said:I hope your last week goes well.
How’s your latest role btw? I don’t get much sense of how it is from your posts so I am hoping it is just about okay …? 🤔
KKMortgage OP 2026 £810/2000Mortgage balance: £32,052
Make £50 a month Jan £20, Feb £0, March £31, Apr £20
Boiler fund £2085/30002 -
no clue what stratification is ....KajiKita said:
Sowed courgette, cucumber, mini sunflower and candelabra primula - the latter needs stratification which I’m not normally very successful with, so please cross your fingers for me …
KKdawnybabes said:Totally agree, he could get one from a petrol station, why is your time less valuable than his ?
and loving the Dawny babes petrol station suggestion!
Have a good few last daysDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Chloe might have been run over. She’s not using one of her back legs. We are off to the vet … 😢
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
So so many positive vibes & energy for Chloe & you. XxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Sending love to you and Chloe. Hoping it is not that.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1
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