We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Comments
-
KajiKita said:There are a LOT of people waiting for this stone to pass ….. ! 😂
I'm glad you've both got someone who can explain why the decisions being made are being made, and why that might be the best way forward for him.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
Suffolk_lass said:KajiKita said:There are a LOT of people waiting for this stone to pass ….. ! 😂
We have similar here with Mr SL's eye - 3rd surgery since original detached retina yesterday - 4th is Monday fortnight, but the eye clinic at the County Town have been wonderful, once there (the doctor's receptionist qualities of the triage nurse were not helpful but she meant well)
4 eye surgeries?! Wowsers …. Poor Mr SL - sending him huge sympathies. Hoping the 4th one is the final one and fully effective.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Oh I had a little squeal just reading about your mice. I think I would have to move out to be honest. We get them in the wall between the stone and the dry lining every winter and that's bad enough.More anxious about the mice than the stone, I hope it warms up and they move out soon.
ours like running in circles round cats laughing, and chocolate.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
redofromstart said:Oh I had a little squeal just reading about your mice. I think I would have to move out to be honest. We get them in the wall between the stone and the dry lining every winter and that's bad enough.More anxious about the mice than the stone, I hope it warms up and they move out soon.
ours like running in circles round cats laughing, and chocolate.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
We get mice in the roof of the kitchen, and have had attempts by rats to get in to the same space. Interestingly the little blocks that are in the roof void (along with traps) are apparently chocolate flavouredSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2135.07/£3000 or 71.17% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Mice definitely go mad for chocolate, they're too fancy for cheese these days!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
We lived in a really old house in the middle of nowhere a few years ago and there was always scrabbling in the loft. When we moved to our last house and adopted the cat, he decided he was going to bring a few inside for us regularly - alive. I'm fairly adept at running round with a plastic box, but when one got under the kitchen units there was no option but for a trap - peanut butter seemed to do the trick. Mouse was released into the field but I don't think he was very happy being in the plastic box until I woke up. If I woke up to one on my head there would be a lot of screaming though. The cat showed a bit of interest under the kitchen units in our new house yesterday and today - so I'm wondering if he's managed to bring one in and lose it. There's a large grille under the built in fridge-freezer that needs modifying so that a mice can't get through it, there are also small gaps under the washer and the dishwasher between the legs - I'm scratching my head about something to block those gaps up as well."Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
My cats get very cross that they can hear them behind the plaster but not actually get to them where the stone walks are dry lined. We can't access the loft for one end of the house so it's hard to do anything about it, and lime based stone makes for easy access and egress.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
@SandyShores re the gaps under the washer, between the feet, would the kind of edging you sometimes get between a bath and a wall work?
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@SandyShores some kind of expanding foam maybe? We have used it successfully in gaps around doors and windows.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards