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Mortgage free in Forever Home :-)
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We have clear skies and even the odd patch of sunshine. I hope you do too.
lots of cutting back overgrown shrubs around the edges here, but like you I find it really helps my head to spend time in the garden.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Watty1 said:Sympathies @brie Maybe see if there is a health food store near you for advice? The independent ones often have trained staff which H&B often do not so the initial advice might be helpful as, after research, I found different mushrooms do different things (in the body that is)I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇2 -
Hope you getting better each day and some fresh air today!
I leave the professional mushroom picking to those in the knowDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Foraging is on my list of something to learn more about - in fact I think I might add that to my list of things to do this year or next. I can do the basics but mushroom picking terrifies me in case I get it wrong and I'm sure there is a lot more edible goodies to discover and have fun with.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Watty1 - nothing the matter with sticking to blackberries and wild garlic!!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇1 -
There is a great book by the UK Food Larder which is great for foraging and another for mushrooms. I’d thouroughly recommend the mushroom one. I found a number of great mushrooms this year using that book.Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest2 -
Brie said:Watty1 said:Sympathies @brie Maybe see if there is a health food store near you for advice? The independent ones often have trained staff which H&B often do not so the initial advice might be helpful as, after research, I found different mushrooms do different things (in the body that is)"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
Had a good day today and managed more than I hoped 😊
Woke up too early (think a bit of work PTSD stuff from an interaction this week but equally could still be effects from this flipping bug … 🙄🤷♀️), got the washing on, wrangled the groceries delivery (Mr KK’s delighted smile when he saw the Qu@vers coming in made me happy 😉❤️) and then headed out for my hair cut. Good chat with my hairdresser - usual deep conversation about life, death and everything in between! 😉
Headed home again, lunch, some downtime on the sofa with tapestry 😊
Then got outside in the garden for two hours 😊 Got my washing on the line, which I gave a wipe down to as it was going a bit green 😉 and I came in almost dry 👏😊
First hour was hacking away at still more under the pine tree. I gave that up after an hour as it was hard going and spent the second hour weeding and clearing dead stuff from the sit spot border. I can currently see snowdrops, hellebores, primulas, crocus and viburnum in flower in the garden. Mr KK was pootling about moving stuff between his big shed and the garage to make more space for himself and he noticed the flowers too 😊 He had also spent the whole morning digging out 3 wheelbarrows worth of brambles and roots - Hero! 👏💪😊❤️
Had parcels from 🤴 seeds and F Gracy today so tomorrow’s wet weather play will be in the potting shed … 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Happy new hair.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Happy new hair.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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