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Mortgage free in Forever Home :-)
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Take care KK. Hope you start to feel better soon.1
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Thanks all.I have survived the week …
The neuralgia was becoming utterly unbearable and as the mushroom cream didn’t arrive on Tuesday morning (it still hasn’t - I need to chase that up!) I took myself into town at lunchtime to a place called The Apothecary Shop (honestly 😊) and bought some mushroom capsules. OMG … earache and neuralgia almost gone within 30 hours of starting them! Remarkable. Still struggling a bit as am very tired (guess that’s what being ill for a month does …? 🤷♀️) However, I am not feeling as bleak and am feeling a bit more functional.- Managed some handweights and chair squats this morning but no walk at lunchtime due to the wild weather round here.- Broad beans are germinating! 🤩❤️🥳🎊🎉
- Work have given some things that my friend chose from their website for free! A wash sponge on a stick, a grabby thing for picking things up and a toilet frame. So pleased by this 😊
- Haircut tomorrow for the first time in 4 months due to Mr KK’s disc rupture being the day before I was last due to get it cut - I feel like a sheep! 😂
Nothing spectacularly MSE to report - just thought I’d check in 😊
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Glad you got something that worked for the pain. Hope you have a restorative weekend 💐1
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WOW! I wonder if I should get some of those capsules......I've been told that the stuff I'm on for neuralgia is addictive and so have been trying to wean myself off and waiting to see if I get any of the horrible pain back. Might try the Holland's shop or one of the other "green" shops.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum1 -
Oh, I didn’t realise you had it too. So many sympathies. It’s absolutely grim!Brie said:WOW! I wonder if I should get some of those capsules......I've been told that the stuff I'm on for neuralgia is addictive and so have been trying to wean myself off and waiting to see if I get any of the horrible pain back. Might try the Holland's shop or one of the other "green" shops.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Which mushroom tablets are they, just gone down a rabbit hole on Amazon ……Sealed pot challenge 822
Jan - £176.66 :j1 -
Relieved for you the grimness has subsided. Don't go straight back into doing too much exercise or activity, being ill is only the first half of your body being knocked for six, you have to allow it the second half of recovery and getting its affairs in order after the extra workload too!2
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Chaga, not sure if you can get them on Amazon? Haven’t looked.dawnybabes said:Which mushroom tablets are they, just gone down a rabbit hole on Amazon ……
You are right, but for the sake of my mental health I really need some outside time today …. The forecast tomorrow is dreadful so that will mainly be a sofa day 😊😉PennysIntoPounds said:Relieved for you the grimness has subsided. Don't go straight back into doing too much exercise or activity, being ill is only the first half of your body being knocked for six, you have to allow it the second half of recovery and getting its affairs in order after the extra workload too!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Sympathies @brie Maybe see if there is a health food store near you for advice? The independent ones often have trained staff which H&B often do not so the initial advice might be helpful as, after research, I found different mushrooms do different things (in the body that is)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Hope you manage to get fully recovered soon. Have fun over the weekend.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250
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