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Mortgage free in Forever Home :-)
Comments
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Aw that sounds a lovely day, and very mse being able to retrieve the windows! Nice that someone had found and safely moved one. That jumper sounds gorgeous, I'm most envious!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
We were very grateful to be able to retrieve all the glass! Mr KK because he’s the one who would have had to re-source them if they had broken and me because of everything over wintering in there. 😊PennysIntoPounds said:Aw that sounds a lovely day, and very mse being able to retrieve the windows! Nice that someone had found and safely moved one. That jumper sounds gorgeous, I'm most envious!
I was amazed to find that jumper! 🤩 I very fatally find things I like and then to find it in the right size and reduce - Wowsers! I have very consciously, immediately started wearing it, in the spirit of your Advent thread and not constantly ‘saving things for best’ and never getting any actual joy from them. 😊❤️
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
@~FlowerPot~, this is the front:
but I suspect it is a bit difficult to see how much I have done, so here’s the back as well:
I am loving all the bright colours 😊❤️🤩
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Ooh, I’ve just had a notification come through on my phone … My Easter days off (the 4 days before) has been approved as well as the half day in two Friday’s time so I can get to my dental appointment 😊👏
This is good 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
View from my living room window when I first came down this morning. Don’t think I will be doing a lot outside today ….
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
Just catching up (glorious tapestry). Love the self sufficiency milestones, celebratory steps.
It reminded me of a long ago allotment produce and how I gave a lot away on the walk home. A boyfriend looked and said he wanted to use the cauliflower bean and courgette glut to make piccalilli. I've never liked shop bought piccalilli but that stuff was so yummy. I had so many jars of it I gave it away that summer but it was so yummy I think I might try making my own later this year.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Loving your posts KK and you sound so much happier at work now 🥰
That tapestry is huge! What will you do with it once it's completed?
We've had the smallest amount of snow here and most of it has rained off roofs and fences now. Rain still continues...
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 12/242 -
I used to do picalilli with our gluts Watty, a River Cottage recipe I think. Nobody liked the posh bought stuff when we tried it.The tapestry looks very cheering KK.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo5 -
The tapestry is gorgeous, it will be so good when it's done!
Seeing your on a frame, I might have to investigate getting one!!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
Too cute!KajiKita said:Nurse Chloe … 🤩❤️
Note the hot water bottle under her! 😉😂
KKShe probably feels his pain and de-stressing himGlad you are enjoying your work and feel like it’s going well
The veg area looks great and good to have targets !Loving the tapestry and the Piccalilli sounds great!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2
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