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Mortgage free in Forever Home :-)

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Comments

  • Glad you had some nice time out of the stinky rental and that you're now home, and that Chloe is almost talking to you 
  • greenbee
    greenbee Posts: 17,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wash your night clothes (actually, all your clothes) as they'll probably smell of the laundry detergent the landlady was using. 
  • KajiKita
    KajiKita Posts: 7,583 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    greenbee said:
    Wash your night clothes (actually, all your clothes) as they'll probably smell of the laundry detergent the landlady was using. 
    Trust me, almost every scrap of the clothing I took with me is in one HUGE wash pile for today and tomorrow…. (2 good drying days 😊)!

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 1,959 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Shame about your holiday place, bet you were glad to get back to your lovely home.  Sounds like you had some nice time out and about, its a lovely county.  I won't stay anywhere these days that isn't nicer than my own home - otherwise I'd rather stay home with the cat - in fact most of the time I'd rather stay home with the cat anyway :smile:
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • SandyShores
    SandyShores Posts: 1,959 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    KajiKita said:

    Tbh, I think I need to get myself off my tush and go somewhere different enough that I would feel more committed to ‘being on holiday’. I’ve just seen that a neighbour has gone to Crete - I think somewhere like that would be stimulating enough, with history, culture etc, warm and sunshiney but not too hot in October / November…. 🤔
    Agree with a proper away holiday, just be prepared for levels of relaxation that will change how you think about work-life balance when you get home.  Its definitely money well spent.  Crete sounds good, Cyprus is another one for history, culture etc.  I know lots of people who go to Tenerife for the winter sun but I don't think there is the same ancient history (although I could be wrong).  For a spring/early summer break I'd recommend Menorca especially as its a short flight and if you stay in Es Castell you can take a short taxi then pick your hire car up the next day.  You now have me thinking about Corsica and Sardinia - two places I've always wanted to visit. :)
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Watty1
    Watty1 Posts: 6,770 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You know have me thinking about winter sun and a holiday although that is just not going to happen with the VNM, his mother, 3 horses, WattyDog a cat and a full on at the moment company of my own

    The flip side is a couple of evenings ago I sat on the concrete yard, listening to the horses munching and just relaxing in the dark and 18 degrees warmth which was lovely.  Maybe I don't need a holiday.

    And blech to chemical smells and reed whatsits and damp.  Glad you are home.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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