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Mortgage free in Forever Home :-)
Comments
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Lots of good advice - but yes, you should be somewhere you are appreciated and enjoy your job. You shouldn't be miserable. I find my job frustrating, depressing and stressful at times, and my boss's last idea has me and a colleague threatening to book ourselves into a psychatric unit for a month... but on balance I know I'm better off there than anywhere else right now (and I also have days where it's exciting, rewarding, and energising so it balances out - nothing is perfect).
If you can negotiate gardening leave/PILON then take the time to work out what you want from the next job. And what you need.7 -
TAKE THE MONEY AND RUN!!!
When I was made redundant, after being the only person not furloughed during Covid, after making myself ill with all the extra hours/stress/lack of sleep/alcohol consumption, and after making it through a performance management process because my face clearly didn't fit any more, I felt....relief (although I did channel "angry" long enough to successfully argue for more money 😀). I clearly would never have gone of my own accord, so having someone else make the decision for me was the absolute best thing that could have happened 👍Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Yes do take the money and run @KajiKita! See those hills? Start now...that's my view. They do NOT deserve you. You are worth so much more; you'll get it; and they'll soon rue the day as they drown in mess entirely of their own making. You are fab. Love Humdinger xx6
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Sorry to hear this news Kajikita, but agree with the others. You'll get through this. xx"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
So very sorry to read this. You gave your heart & soul to this job. It's their loss. So horrid that one person can do this. Sending you love.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Cheery_Daff said:Big hugs, that sounds like a difficult thing to deal with, even if you don't trust the judgement of the people giving it. I too would take the money and run, leaving rotten fish behind all the radiators 😠 What utter fiends. You are NOT an imposter - I imagine you're standing in the way of whatever outrageous nonsense they want to peddle next 😠 Leave them to stew in their own mess, hold your head up, and move on to brighter and better things.
I'm relieved with Mr KK though - you've been tired and fed up for too long, working inside out to please people who were clearly never going to be pleased whatever you did. F*ck 'em. You are better than they are!
Have a cry, tart up your CV, Marshall all the good MSE resources you've gathered over the years to get you through leaner times for a while, and find yourself something more cheerful.
Lots of love xxx
Sorry also for you having gone thru all this stress- he will have a Pyrrhic victory, I am sure you will leave a huge gap at work and it will highlight his own pettiness and shortcomings and his job will be made much more difficult.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Thanks @redofromstart, @Cheery_Daff, @Brie, @greenbee, @South_coast, @Humdinger1, @SandyShores, @beanielou, @LadyWithAPlan, your support for and faith in me means a huge amount.I have a heavy head cold - unsurprisingly after all the bugs flying round the office and three nights of scrappy sleep meaning my immune system has dipped. Managed to get an extra two hours last night by not setting my alarm and sleeping in until 7am (Little Cats were in a state of desperation - breakfast is meant to be at 5.45 don’t you know! 😉). Feel a bit better in myself apart from the head ….
I am slowly digesting all this. Thoughts atm ….
- I was the right person when he recruited me but what he wants and what the business is doing now / the pressures it is under, has changed so he’s right that I am not the right person for that
- I am getting old (53, 54 next month, will I be able to get another well paying job ….?) *Is it* me who is the problem here ….? (Etc.)
- I need to know what the minimum we need me to earn is after new mortgage and energy costs so I should sit down and work that out today.
- I need to collate / gather all the achievements that I have before I leave as it gets so much harder after you have left a job to remember what you’ve done.
- I need to gather contacts for references (thanks for that one LWAP)
- I am wandering round the house looking at jobs that need doing that it would be lovely to finally get finished! If I get some time to myself between roles. I haven’t even looked at the garden yet! 😉- The raging, ‘eat everything, all the time’ urge has stopped dead! If it does start to surface it is easily satisfied with just a few nuts or baby tomatoes rather than 3 packets of crisps back to back …. (That tells me a lot I think.)
- I have more people that care about me and what happens to me now than I did the last time I lost my job. One one level this shouldn’t logically make any difference, but actually I find it does.Steps for today then:
- work out minimum I need to earn with new mortgage and energy payments and being realistic about including critical but expensive health supplements
- make a list of who to approach, quietly, about being referees for me
- make a list of what I want to get done for me in work, as it will get so ‘noisy’ once I am back there that there is a risk it will be forgotten
- not think about it too much more and get plenty done in home and garden so I feel like I am still moving forward in some constructive way
Thanks for reading,
KK xAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.13 -
That sounds like an excellent and actionable plan for today 👍 But please stop telling yourself 53/54 is old!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
South_coast said:That sounds like an excellent and actionable plan for today 👍 But please stop telling yourself 53/54 is old!
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
South_coast said:That sounds like an excellent and actionable plan for today 👍 But please stop telling yourself 53/54 is old!
And let it be known ( obviously not to Col. Colon) you would be willing to come back in a consulting role on any future projects .... it just keeps you in their minds if the situation ever comes up.
So sorry this has happened. What a total Colon he really is.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4
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