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Mortgage free in Forever Home :-)
Comments
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Hope FIL remaining time is pain free and as stress less as possible for rest of you x2
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I too hope they resolve his pain relief. Good that he will be in a different bed. It will make it easier for MIL after.
Sending you love and peace.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Sending love @KajiKita xx2
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Sending love KK. the last stages are so hard to witness and to deal withMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Sending you love 💜I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks all, your good wishes are genuinely appreciated. ✨❤️✨
Bone tired here. Which is ridiculous as I am dealing with all of this at one remove not directly.Got quite tearful this morning as Mr KK is supposed to be staying the night at his parents tonight, taking over from his sister to help his mum. I didn’t share this with him.Plans have changed now, and after 2 very broken nights, his sister has rung the hospice team and as he has a catheter now, they are sending a nurse to be with him from 10pm to 7am, so hopefully MiL can get some sleep. He has gone over there to have a fish and chip supper with his mum (so she will eat something substantial, have some company etc) and then will come back here at c. 9pm, as if he is there when the nurse comes it means they won’t stay … Goodness knows what happens tomorrow though ….
I have booked Monday off. Partly because I want to do the finance coaching session in the day time rather than an evening and also just because I am shattered and need some downtime.Went out in the garden after I got home and added some more sticks to my work sand painting (my boss and I clashed again today - about oat milk 🙄 and there was quite a lot of tension about yet another office rearrange - 3rd one in six months I think? 🤷♀️ and my head is flopping into mush frequently in work atm …), watered my greenhouse, sniffed the purple lilac ❤️, took the tops off the broad beans that are starting to set and will eat with dinner tonight and cut some flowers for myself 😊
I have to reply to a long term friend who lives a long way away who wants to visit for a full weekend at end of May early June - I don’t think we will be in any fit state as we will be mid funeral or just post it. Feeling a bit bad though as she has had a truly lousy time over the last year or so and I do want to be kind to her …
The flowers (so not everything is gloomy):
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
It is excellent the hospice is involved, it will take a huge amount off your collective shoulders.How on earth did you fight over oat milk?4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
The flowers are lovely and I am sure your friend will understand.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Glad you have some pretty flowers KK. And I'm going to nag you a bit to look after yourself. You need to be in a fit state to support Mr KK so do try to take some time for yourself when it's available to recharge. Literally stop and smell the roses. Which brings us back round to your lovely flowers...everything goes in circles.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅2 -
Gorgeous flowers and I love those tiles!
Entirely fine for you to feel knackered and teary, don't make yourself feel worse by thinking you 'don't deserve' perfectly normal and healthy emotions.
And your friend will understand, I'm sure they won't want to come miles for a lovely weekend catching up and then be in the midst of funeralness!
Do you have any more leave you can take to have a regular day off or a chunk of time at the moment? And you don't have to say it's to support your family and keep yourself well at a very trying time, you can tell them it's because you simply cannot work in these circumstances, darlings, not with the Oat Milk Mare there 😁2
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