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Mortgage free in Forever Home :-)
Comments
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Every so often my lot will inhale a pouch of 'own brand' I like to think that it is like the occasional h4ppy meal.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
Good for you wearing your own style to funeral
When my mum died 27 years ago I had a distraught phone call from my wee sister
She couldn't find any shoes to buy to wear to the funeral
I asked why she needed to buy shoes when she had at least 10 pairs of DM's
She had never been to a funeral before
I said you have to come as yourself for Mum
She ended up wearing a silvery sparkly Xmassy pair of DM's
She has never gone anywhere else since without being herself XX5 -
😂 That’s made me smile 😊redofromstart said:Every so often my lot will inhale a pouch of 'own brand' I like to think that it is like the occasional h4ppy meal.
That’s lovely ❤️Paspatur said:Good for you wearing your own style to funeral
When my mum died 27 years ago I had a distraught phone call from my wee sister
She couldn't find any shoes to buy to wear to the funeral
I asked why she needed to buy shoes when she had at least 10 pairs of DM's
She had never been to a funeral before
I said you have to come as yourself for Mum
She ended up wearing a silvery sparkly Xmassy pair of DM's
She has never gone anywhere else since without being herself XX
Thank you for sharing that xAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
I found those very lovely too. All the best KK - not an easy time...KajiKita said:
😂 That’s made me smile 😊redofromstart said:Every so often my lot will inhale a pouch of 'own brand' I like to think that it is like the occasional h4ppy meal.
That’s lovely ❤️Paspatur said:Good for you wearing your own style to funeral
When my mum died 27 years ago I had a distraught phone call from my wee sister
She couldn't find any shoes to buy to wear to the funeral
I asked why she needed to buy shoes when she had at least 10 pairs of DM's
She had never been to a funeral before
I said you have to come as yourself for Mum
She ended up wearing a silvery sparkly Xmassy pair of DM's
She has never gone anywhere else since without being herself XX
Thank you for sharing that xAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/263 -
Bed changed so clean sheets to sink into tonight 🤩
Taking @savingholmes advice, I have had a okay with some fibre tipped pens to do some colour doodling tonight - it was nice 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
The coat sounds so you.KajiKita said:I know but actually I quite like wearing black to funerals - for me it helps to ground the unreality of the whole thing. I have a long, fitted, fine woollen coat that I got in Ladakh that is black but has bright, textured embroidery all down the front panels - that is what I typically wear to funerals.Car is acting up again with the same fault! 🙄😢🤯
Cleared, cleaned and sorted a shelf in the kitchen whilst I hard boiled some eggs for our lunches tomorrow - this is a win 😊
Fed the Floof Monster a pouch of ‘second class’ food this evening - which was inhaled! Also a win 😊
KK
Grr to the car and snugs to the Floof! (but keep the monster off the coat.....)I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅2 -
Glad you made time to play.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/261 -
I'm sorry for your loss, KK. Glad you're making time to doodle and reset the brain.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12 -
Hope you have a peaceful weekend of recuperation.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Sending love @KajiKita; your philosophical outlook is awesome. Humdinger xx2
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