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Mortgage free in Forever Home :-)

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Comments

  • badmemory
    badmemory Posts: 10,060 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    After drying out in hospital for 2 weeks & the first thing she does is get herself out & drink again, I doubt there is very much either of you could do.  If the hospital didn't commit her to rehab well!  How bad was she before your uncle died.  I suspect nearly as bad & he covered for her, it seems to happen a lot.
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 5 September 2023 at 4:36PM
    badmemory said:
    After drying out in hospital for 2 weeks & the first thing she does is get herself out & drink again, I doubt there is very much either of you could do.  If the hospital didn't commit her to rehab well!  How bad was she before your uncle died.  I suspect nearly as bad & he covered for her, it seems to happen a lot.
    Yes, she was an alcoholic for years and dried out but then my uncle got really sick with Parkinson’s, she started again then to cope and she has never really stopped since. 

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Oh KK I'm sorry to hear this. We have a drug addict in the family and it's really hard on every one when they just can't see the harm they doing to people... Or if they care at all 
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh KK I'm sorry to hear this. We have a drug addict in the family and it's really hard on every one when they just can't see the harm they doing to people... Or if they care at all 
    Just such a waste. But I can also understand why she finds the world such a scary place these days 🤷‍♀️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Tablecloth back on the table, table laid for dinner 😊 Mr KK has volunteered to cook tonight 🎉🤩❤️

    Cat taken to vet to find out why she is not eating. No obvious causes (temperature okay, no abdominal tenderness, not significantly dehydrated, not lost any significant weight) - on watch and see for a couple more days and then blood tests if no change - that cost me £52.50 for nothing but the cat being stressed and fiddled with 🙄 Stoopid cat! Just eat!!! 😢

    That’s on top of the £222 bill I paid for the builders merchant this morning. 

    Done some more tapestry this afternoon whilst listening to an interview. Still struggling with the greens - think I’m just going to have to bite the bullet and ‘get it wrong’ 🤷‍♀️😉

    Starting to plan for our day trip to the Gower tomorrow 😊 🐚☀️🌊

    KK


    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I have had this tapestry for a long time. I think I got it in Morecambe when we were last up visiting my parents - so a number of years again now. Nice to get it moving again 😊



    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Mr KK has just been a responsible adult and come in, with his phone logged into his bank account, asking how much he should transfer across for his contribution to all of today’s bills! Wow … 🤩👏😊❤️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 96,756 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    WEll done Mr KK :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,512 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    WEll done Mr KK :)
    Yes, I am rather proud of him …. ❤️🤩

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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