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Mortgage free in Forever Home :-)
Comments
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Regarding the birthday email to your Mum, in my emil provider (Gmail) I am able to write an email and the schedule the send time and date, without me needing to do anything else. Does your provider offer anything similar?
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Baileys_Babe said:Regarding the birthday email to your Mum, in my emil provider (Gmail) I am able to write an email and the schedule the send time and date, without me needing to do anything else. Does your provider offer anything similar?
I use GMail so i should be able to do this too. I shall have a look 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
KajiKita said:Baileys_Babe said:Regarding the birthday email to your Mum, in my emil provider (Gmail) I am able to write an email and the schedule the send time and date, without me needing to do anything else. Does your provider offer anything similar?
I use GMail so i should be able to do this too. I shall have a look 😊
KKFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
I find it really annoying that those of us who are less technically savvy keep finding important things hidden behind those perishing three dots.
4 -
badmemory said:I find it really annoying that those of us who are less technically savvy keep finding important things hidden behind those perishing three dots.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
What was the Border of Doom ….Is henceforth to be renamed as the ‘sit-spot viewing border’ - we can see it from our new veranda 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
This has pretty much taken all weekend, but …. the largest part of the border is clear of ‘volunteers’ and random runaways such as mint, oregano and the weird, steel-green leaved, violently yellow flowered, lupin-like thing 😊Cut a clean border between the bed and the lawn, top dressed it with two bags of sterile, good quality compost and got one plant in (zoom in on last photo - it’s a pink dahlia, honest! 😂) before running out of day (and back motility!). I’ve got the sprinkler on it now to give all the plant roots I have disturbed over the past two days a good, settling-back-in drink and to deter cat-friends thinking it is a ‘facility’ for them 😉 The cream of the job comes now - planting all the plants I have scattered everywhere in pots 😊Really, proper proud of myself 😊❤️🎉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Mr KK and I have been debating booking a cottage in St Ives for a week in September. We’ve agreed that we don’t want to spend £600 each on a cottage, £plus, £plus, £plus …. So instead, I will book that week off work and we will staycation - have dinner out somewhere, go to Hay on Wye for the day, maybe go to the cinema, have a day at the beach, etc 😊 I am much happier with this idea and I think it helped that I was able to say that I had seen others having similar debates and making similar decisions on here 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Ooh and then you can spend £plus, £plus, £plus on books in Hay!
Staycation is definitely the choice I'll be making this year, unless the finances drastically change. Cornwall in particular just seems so expensive compared to everyone else.
The garden looks so much tidier!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20254 -
Merlin's_Beard said:Ooh and then you can spend £plus, £plus, £plus on books in Hay!
Staycation is definitely the choice I'll be making this year, unless the finances drastically change. Cornwall in particular just seems so expensive compared to everyone else.
The garden looks so much tidier!
This section of the garden looks tidier <draws discreet veil over almost every other area of the garden> 😉
I am pleased though - this is a job I have been trying to do for three years. I was defeated by lack of knowledge of local weeds in the first year, long covid in the second and crazy hot weather last year. But I’ve got there in the end 😊👏💪
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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