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Mortgage free in Forever Home :-)
Comments
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Well done, good job! Love the pink dahlia, I've just bought an orange one
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,205 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga2 -
We’ve cross posted 😊 I have another four or five dahlias to find homes for and having this bed clear will be a good start 😊SandyShores said:Well done, good job! Love the pink dahlia, I've just bought an orange one
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 4 books of target 52 in 2026 as @ 11th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Well done on the garden, looks good!Mortgage OP 2026 £50/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,546
Make £50 a month Jan £20
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Thank you 😊skint_spice said:Well done on the garden, looks good!
Im looking forward to seeing what it looks like once all the plants I have retained or have hanging around in pots are in the ground there 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 4 books of target 52 in 2026 as @ 11th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well done, your hard work has made a huge difference to that bed. Could you treat us to a new photo in a month or two? Once the new plants have had time to establish themselves.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Thank you 😊Baileys_Babe said:Well done, your hard work has made a huge difference to that bed. Could you treat us to a new photo in a month or two? Once the new plants have had time to establish themselves.
You mean like this ….
I was driving home tonight, resenting that I don’t ‘get to be me’ all week because work takes too much from me … Got home and Mr KK hadn’t got back (he was rustling second hand, cheap wood stove chimney stack sections, bends etc) so after a cuppa I got out in the garden …. Once I started I didn’t want to stop! 😉 On one level it was ridiculous - we ended up having a very late dinner from the chip shop because Mr KK was working with our plumber to remove the radiator in the lounge, I’ve eaten far too many carbs and am absolutely exhausted now, but I DONT CARE!! 😊 It us the best feeling to see that bed looking like this 😊❤️
But, yes, I will share more photos over the next few months 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 4 books of target 52 in 2026 as @ 11th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Yes just like that.
Wow you have made a huge difference to that bed.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 4 books of target 52 in 2026 as @ 11th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Definitely feel you on work taking you away from you. Sometimes it feels like a neverending cycle of needing to recover with my free time - not doing the things I want to do - being more burnt out - needing more time to recover.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
This! <rueful grin> ….Merlin's_Beard said:Definitely feel you on work taking you away from you. Sometimes it feels like a neverending cycle of needing to recover with my free time - not doing the things I want to do - being more burnt out - needing more time to recover.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 4 books of target 52 in 2026 as @ 11th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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