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Time to start a Fresh part 2, 2022!
Comments
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Ooh dinner sounds lovely1
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Hey Jade - just catching up shame about the uncertain situation at work but the very fact you can consider sainsbury's as a viable option is credit to how well you have tackled this debt. Keep on going
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Thanks Dan!FootyFanDan said:Hey Jade - just catching up shame about the uncertain situation at work but the very fact you can consider sainsbury's as a viable option is credit to how well you have tackled this debt. Keep on going Yeah it’s sucks, I’m keeping an open mind and checking on indeed if anything else pops up. Not in a rush though. Agreed! Thank you so much!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £0/£7,092.16
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10001 -
Just catching up on your diary as I've not been on much over the weekend. I agree with what has been said in terms of your job, keep an eye out and make applications but no snap decisions. However, if it's too stressful for you then you need to put your physical and mental health as a priority.
Great progress on finally getting the payment plan done. Hopefully they'll take a cheeky offer as F&F in a few months.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
If the right job comes up in the right area, pay etc I would go for it rather than waiting for redundancies. Whilst the pay out may be nice you don't want to risk only having sainsburys to fall back on as there's no guarantee they will have the hours available for you at that time.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Thanks @Sarahwithlove
i am keeping my eyes peeled for a job just in case but I know I will feel really guilty when the time comes to hand my notice in. I do enjoy driving aswell but I wouldn’t want to be a delivery driver ahah!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £0/£7,092.16
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10000 -
So I applied for Euro Car Parts as I engine working with cars etc and they rang me this morning to give them a call back. Fingers crossed!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £0/£7,092.16
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10002 -
Oooh good luck! Keep us updated Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60000
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Thanks! If the hours are enough then I think I’m going to go for it. I’m going to phone them at 1 as my signal at work isn’t great. I actually go there often aswell so I know they’re nice!LittleMissDetermined said:Oooh good luck! Keep us updatedI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £0/£7,092.16
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10000 -
Hope it goes well1
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